if it's rubbing on both sides of the car then i would guess it to be the wrong offset.
you would be suprised...as much as being lowered is a selling point, it will also scare off people. we have better luck selling cars for more that are stock than lowered. i get a lot of kids who look at my lowered cars but then the parents (who have the money) steps in and starts with the "it's lowerd...you're going to have troubles" or "hmmm, this looks like a racer car, i bet they were hard on it" we recently started selling cars stock and then offer to lower it
my wheels are enkei, unfortunatly not on the cheap side. my advice there is to stick some stock wheels on and you can offer the wheels you have to sell on the side. or you can try and pick up a set of 5th gen Civic "hx" or "vx" wheels for cheap. they are a 13" and 14" stock wheel that looks really nice on a 4th gen. i actually have both sets of wheels and had the opportunity to take pics of both to note the subtle differences betwen the wheels:
http://www.4thgenerationcivic.com/hx_vx.htm