Damn...my condolences. Glad you are alright. F-ing deer. They are everywhere. My dad has hit like 3, and everyone I know has hit at least one (except me!) they are everywhere where I live. We have a little saying round hear, there are those who have hit deer.....and those who are gonna! Dumb f-ing animals they are. One my dad hit actually cut back into the road once he was almost past and ran right into the side of his truck. Anyways it is good that you got full coverage! insurance is great. And with deer it goes under the comp. part of the insurance and it doesn't raise your premiums if you hit one. So make sure you tell your insurance company you hit it before you whent into the ditch, and that is what caused you to go in. otherwise I think they will put it under collision which will raise rates!