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Originally Posted by waterwolves
I have another question about insurance. If I put my wife as the only driver on a RSX but I am the one driving it, if I wreck it will they still cover it. It would be full coverage. The reason I ask is cause my wife has no tickets or wrecks at all and I have a few tickets. The difference would most likely be over $100 a month.
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Put your wife as the primary driver and you as an additional or occasional or whatever. The rate on the insurance will be primarily based on her record then, not yours.
That's what we just did with my insurance only we put my mom as the primary and me as an additional driver. Lowered the rate a whole bunch considering I'm a 16 year old guy.