True, Trust me DO NOT SCREW YOUR CREDIT!!
You will

down the road.
Make sure whatever you get, the car is realible and it is something you will use for or a least last you for 3 yr's. Double down on your payments, and send $$ when you have extra to pay it off fast.
Another tip. Dont apply for to many credit cards. "" each time one applys, this process will deduct pt's off your credit standing""
Too actually see what everything is, check out equifax, transunion, or experian. Most companys check all 3, but experian will shows the most details that the other 2 will not provide.