I live in Suffolk too (if you mean Suffolk NY) and let me tell you, THEY LOVE TO F*CK YOU HERE!!! W/O a lawyer you get S*it, but a lawyer will run you $500-$1000 so either way the system gets your money. It's all part of the scam. If you try to communicate w/ them on an intelligent adult level w/o a lawyer they don't give a s*it, they'll throw the book at you... the judge doesn't care what you have to say.