Well, I'm going to stick my neck out here and say that I have never fallen victim to the dreaded AF curse. Maybe the curse has the same level of courage as Bruce Willis and refuses to catch a plane over here to sunny old England to come and get me?
Or maybe I'll die in a horrific accident tomorrow and be left looking more than a little stupid in light of my above comment....
Either way, there is little point worrying - I have insurance to pay out for a new car, and airbags to try and make sure I'm still alive to drive the forementioned new car