i just put 2-10 bucks in my wallet and put the rest in the bank. I'm also lazy to go to the bank, so i don't go n' get money. Even though i want to buy a crap load of stuff, my car comes first, and if i REALLY want it, then i will do whatever it takes to save money and get what i want. i'm in the process of saving only 600 bucks for an engine. So far i saved 100 from 3 weeks ago, 100 from 2 weeks ago, 200 from last week, and 100 for this week which gives me 400 bucks to spend as a down payment on the engine. Now, i just pay the guy 100 each week for the next 2 weeks. sounds good