happens to a lot of saturns
is the head gasket leaking or have oil all over it or the valve cover gasket? shouldnt be that hard to tell.
chances are your valve cover is leaking around the plug wells, its easy to replace, i have the older model where black rtv sealant is reccomended but yours i believe uses a gasket, though many have used black rtv on those models as well, i believe. replace the valve cover gasket and if you're still leaking oil then replace the head gasket.
theres other ways to diagnose this but its late and i dont wanna get into it.