I filled out the claim form, and can make some assumptions:
They don't ask for time of accident.
They ask for impact speed as well as prior speed.
Prior speed that I lost control with aside, I killed a lot of momentum before hitting the bank, or I wouldn't be here now.
It all looks rather good, and by the lack of accident time I would imagine they don't actually care if you were on your restricted.
Another vehicle wasn't involved, and today the number of accidents on that corner went up one more again, so things look good.
Hopefully that's the end to this thread, aside from the victory post when I get the money.