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well, yeah, it may be nice, but another 5 years of car bills...Your 99 is still a great car with very low miles on it. I'd say wait it out until its paid off...or if you can sell it for a good price rather than just trade it in. You could probably get about 13+ out of it rather than the dealer's 8. Just my 2 cents.
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Drive Your Car like You Just Got Some.
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