in debt? how much?

just wondering how much in debt other people around here are. excluding morgages, and school. more interested in credit card, and car payments.....
me,
$440 dollars for a credit card that i ordered suspension on
$2200 still owed for my rx7...

total debt, $2640, not bad

average american is like 8k or something.... probably more..

$0.00 :grinno:

0? thats where i wanna be, f'in sweet!

Credit cards = :nono:

found that out the hard way, ran up 3 grand in a few months. paid minimum payments for like a year, then had to have grandma help me! my mom was pissed when she found out how much grandma gave me....

$2350 to be exact split between 2 cards. :2cents:

damn, u even owe bout the same money as me? what is your deal man? inpersonator? hahaha

found that out the hard way, ran up 3 grand in a few months. paid minimum payments for like a year, then had to have grandma help me! my mom was pissed when she found out how much grandma gave me....

A long time ago I was in the credit card trap once...ONCE. I don't have any cards anymore.

Only way out of that trap is to not use it anymore, pay 3x the minimum payment (at least) until it's paid off, then move to the next one, rolling what you paid to the previous card into the one you're paying off next.

Or grandma. :icon16:

haha, yeah, ill stick to my debit card, the other day my mother was asking me to buy a ticket to florida to see her. i told her i was broke, so she said get a credit card! i was telling her i will never get one again! kinda funny tho

Not counting school, I owe less than a grand, mainly to misc. family members. With tuition, I probably owe close to 8 grand (and I'm in my sophomore year...).

The nice part is that I have a nice grandma too who stashed away a ton of CD's in the bank that will mature at about the time I graduate. Not only will I get my school debt paid off, but I'll prolly have plenty left over for a down payment on a car or a house or something... but untill then I'm dirt friggen poor.

And I don't have a credit card as of yet. I might get one over the summer to build credit by buying gas with it...and having a way to get emergency car parts would be nice too...

thats what i said till emergency car parts ended up being new racing seats, stereo system, intake, engine, etc...hahaha

Well if ya don't count school I'm right up around $500 on my only credit card.

I pay off the credit cards each month. I've paid every revolving debt off I've ever had and only have one left - mortgage on the last house. Learn to live within your means and not what you think those means should be.

0? thats where i wanna be, f'in sweet!

it's easy when college is free and you don't actually own a car.

it's easy when college is free and you don't actually own a car.

Being 17 must help alot as well.

$350 ish on a single credit card.

Being 17 must help alot as well.

it does. being an under-19 home student means college is 100% free.

however, i'm sure i'll be in debt soon, seeing as how i'm trying to move to the US and study at UTI.

my sister goes through life debt free because being oh-so-special my parents pay for all her stuff. which is a load of crap if you ask me.

$223 - Sprint local
$190 - Darden Property Management
$300ish - State of Florida
__________
$713 - Total Debt


There should be a thread about how much other people OWE you... if everybody paid me what they owe, I'd be set for about 8 months.

I don't use credit cards, so no debt there. School on the other hand...

I am approxiametly $20,000 out of debt.

i'm in debt to my parents for $4,000 for university tuition, they pay for all but $4,000 (an agreement they had with me and my two sisters) and if i move out next year they'll pay for either my car or my housing, not both. they're currently paying for: university, gas, food, insurance.

i just got turned down for a credit card.

First semester of college was paid for, however I didn't do so well, so next year won't be so nice. And I owe my parents a lot for insurance and phone bills.

I'm probably about $1,500 in debt right now, and it's just going to add up until I quit school. Unless I start stripping. But I'm too lazy to learn how to dance. So, I'll just be poor.

i thought everyone would be saying, ya, im 20 grand in credit card debt! i think i owe the most(minus school and morgage)... unless all the people in really bad debt arent posting!lol really, under 3 grand isnt bad at all.. and nicole, u dont need to learn to dance, just the simple trade of taking off clothes which is a skill we have all aquired through the years.... if only males had it that easy.....
and ec437, want to let me borrow 2 grand? i want a new rx8. i may never pay ya back tho.....
(referring to the other thread for those af enthusiasts like myself..lol)

I still owe a little under $4k for my car, with about a year and a half left on the loan. I have never missed a payment, and pay all the rest of my bills like cell, food, college tuition, insurance, gas, etc. Yeah, my parents made sure I knew how to take care of myself at a young age (currently 19). Holding a steady job since I was 16 has been a plus though. I do get free housing, if you wondered.

and ec437, want to let me borrow 2 grand? i want a new rx8. i may never pay ya back tho.....
(referring to the other thread for those af enthusiasts like myself..lol)


I think I'm good:wink:

Thanks for the offer though:icon16:

haha, figured id ask, even tho id rather pay off the rx7 then get a rx8....lol

i just paid my bike off this month, just in time to put it away for the winter. I still owe like $4K on the car. that's my only large debt right now, but i'm about to run up the credit card bill on christmas presents cuz i'm fuckin' broke.

I don't believe in debt. I'll always pay off my credit cards and outside of my school loans, I don't ever plan on being in debt ouside of a mortgage payment or a modest car payment.

I have two degrees and only about $6k left in school loans left to pay off with no credit card debt nor car loan payments left. I think I'm all good thus far.

I'm looking forward to home ownership though.

haha, figured id ask, even tho id rather pay off the rx7 then get a rx8....lol


Yeah I could go buy a nice bimmer today, but I'd rather let the cash brew 'till its a few hundered thousand first:wink:

not a bad plan...lol

around 200 on the card
bout 800 to the parents

Probably the only 25 year old debt free. Well until I move out in January. Then I'll have rent and a car payment.

was -150, now 0

3320 US Bank
7420 Bank Of Amer.
1400 Target Visa
5142 UFCW Mastercard
1000 furniture row

this is on top of my 115,000 mortgage

most of the credit card debt is from when I was living with 2 losers, who became unemployed, and I had to foot a 1000 for rent on a apartment, and about 300-400/monthly in utilities.

9,691.90 Car
3,663.89 Personal Loan
5,918.37 Credit Card
2094.90 Furniture
5197.00 Student Loan (HECS)
0209.00 Health Insurance (Quarterly)
0091.90 Mobile (Monthly)

$26,866.96

No mortgage (yet).

just wondering how much in debt other people around here are. excluding morgages, and school. more interested in credit card, and car payments.....
me,
$440 dollars for a credit card that i ordered suspension on
$2200 still owed for my rx7...

total debt, $2640, not bad

average american is like 8k or something.... probably more..

Hahahaha not bad...

Accident... was about 150 for tow.
(fast foward no collision) - I've spent about 1300 so far for the front end but did it up with all new Aftermarket now though. I think 2500 when it's done. Still have goodies Ahead... Hks to4-R an rims = 5500 :(

0 and plan on keeping it that way till my jimmy dies on me and i have to buy something new

...plan on keeping it that way till my jimmy dies on me ...
they have viagra for that

$11,700 across three credit cards (Yikes!), and $17,000-something in student loans. I'm 22. :banghead:

$11,700 across three credit cards (Yikes!), and $17,000-something in student loans. I'm 22. :banghead:debt only seems to go higher man. im turning 24 in a few weeks, and have near 20K in credit cards. Its hard to make these payments with 910/mo going toward housing.

$440 dollars for a credit card that i ordered suspension on
$2200 still owed for my rx7...

total debt, $2640, not bad

average american is like 8k or something.... probably more..

O yea an I hate Re amemiya! God they put me out of house an home :grinno:

$1800.00 student loan from getting my CDL
$375.00 Chase mastercard
$78.00 Capital one card

Thats down from about 2k of credit card debt.

jcsaleen, ya, pretty much all the rx aftermarkets put me behind like 30 grand, 7 rx7's later and im keeping this one..... tein suspension, bushings and labor=$3000! thats more than the book value of my 88 rx anni. plus the streetported adkins engine, good 4k with installation..... not to mention the 5 or so grand on other misc stuff.......

it easy to spend money you don't actually have cause you don't miss it.

it easy to spend money you don't actually have cause you don't miss it.truer words never spoken. a little fact i recently found out, (although it may be a little old) for every dollar the averave american makes, they spend $1.10; anyone think this may be a little low?

For every dollar I make I spend like $80. :uhoh:

Hmm... $22k on the xterra, 500ish on one credit card, and the big payment (1400 monthly) is done, mortagage is paid, house is free and clear. Making that last payment last week felt sooooo good, now its time to whack the rest of the loans.

I have about 2500 in credit cards but half that is getting paid off soon. and I have about 800 left on my truck, and i'm about 10,000 in on school (but it's worth it). so about 13300 ish. I guess not too bad for paying for everything my self. I wouldn't have so much credit card if I didn't take 17 stupid credits this year. Too much school, not enough work = no $$$

About $90,000.00
Two new cars a boat and my house.
Not bad when I make over 100k a year

About $90,000.00
Two new cars a boat and my house.
Not bad when I make over 100k a yearcare to give a lowly checker a no-interest loan? lol. its good to see that theres someone here doing well for themselves.

jcsaleen, ya, pretty much all the rx aftermarkets put me behind like 30 grand, 7 rx7's later and im keeping this one..... tein suspension, bushings and labor=$3000! thats more than the book value of my 88 rx anni. plus the streetported adkins engine, good 4k with installation..... not to mention the 5 or so grand on other misc stuff.......

No doubt I can't imagine doin my FD in all genuine FEED though :screwy:

~4k left on teh car
~25k left in student loans
~1,600 on credit card
~5,500 owed to family member who helped me out this year
----------
~$36,100

Plan to have everything but the student loans paid off by end of May...which will be a huge relief.

Damn good luck man. I hope you win some random sweepstakes or something.

I propose we create an AF lottery... I'll personally oversee all operations

00accord44
President of Banlandia
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Lottery Mod

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Just a suggestion :sunglasse

let me see, about 2,500 in my only credit card left, 150,000 in my home, about 3500 in furnature. thats about it, oh and what ever hubby has to pay on my car, he wont tell how much it was or what he owes on it....

I propose we create an AF lottery... I'll personally oversee all operations
or we could all send karmacae ten bucks each and maybe she'll get us some of those pics when she's done...:naughty:

j/k i know thats a :nono: