I wrecked last night!

Took a sharp right bend and my tire blew. Spun all over the place before going for a really bumpy ride.

I'm somehow fine, but my car's messed. My insurance company wants me to get an estimate, and go from there. There's some minor body damage, and the front bumber is bent up, and the windshield is cracked. It sounds like something is rubbing in the right rear tire area, so I think at least the rear suspension is bent. They say it may be totalled, but will depend on how much the damage is. Does anyone know what the limit is for it to be totalled?

I think if the damage exceeds the blue-book value, it's considdered totalled...

Did you hit something or just spin out?

Sorry to hear about it.

Damn dude, sorry 2 hear about that....

Yeah, check Kelly Blue Book (kbb.com) for the value of ur car and if ur estimates go over that then ur screwed. I'm not sure which value they look at but i'm sure u could ask ur agent.

Sorry to hear about that also, how much are u paying for full coverage per year??

when mine was totaled last year it had $3500 worth of damage to it

that sucks!!

From what you have told me so far, here are my estimates

New windshield about $100 at a junkyard

Rear suspension, ask about it when you are at the same junkyard

As far as the body work goes, I dunno how messed up it is so I couldnt tell you

they total it if the damage is 50% or more than the bluebook value of the car. when i wrecked in dec there was $2500 damage :rolleyes: and that was enough to call it totalled.

I hit a small embankment, and a tree.

I don't know why they are so mucj cheaper, but I'm only paying 936 or something a year, and they gave me full coverage and it covers custom parts and all kinds of goodies, and they even offered me a rental car. My deduct is 100 comp, 250 collision. Most other places quoted me like 1200 a year for just liability.

I guess different company's go by different amounts for totalling.

They don't want junkyard prices, they want an estimate. The thing that I'm really worried about is that it's not the suspension, and that it's something more serious. I know the frameworkings on these cars is not that tough. The value of the car was more where I bought it (in CO, I live in PA), and I paid more than it is worth here because it was a gem. If they totall this, will insurance give me the kbb value, or what I paid for it?

damn man, sucks to hear that. But, while we're on the subject. Snatch the front lip off that beast and I'll give you some money for it. If it's in good condition. The lip and the mounting hardware.

If the car is totalled, I'll be sure to try to get ahold of it, and I'll part it out. It's really in great shape all around...only about 80k, and was pretty much spotless everywhere, inside and out. They'll be tons of good parts available, but sorry bro, front lip got muffed up pretty bad.

sorry to hear that man. hope it all works out in the end.

Originally posted by DRCustom
If they totall this, will insurance give me the kbb value, or what I paid for it?

kbb value. i really hate to say it...but you might want to prepare yourself for the worst. insurance adjusters always go by shop rate and retail price for labor/parts. they said my car needed 5 hrs of frame rack at $200/hr... that was $1000 alone. go here for
damage pics (http://www.4thgenerationcivic.com/Staff/LadynredSi/accident-repair.htm) on my car. ins co. said $2500+ in damage. i fixed it for:

$100 - 2 fenders
$250 - 5 hrs frame rack $50/hr (friend's shop)
$600 - WW kit
$300 - paint materials (still need to paint the car :eek: )

i could have fixed it cheaper if i skipped the kit and just got a bumper.

Originally posted by ihaveanSTD
Snatch the front lip off that beast and I'll give you some money for it. If it's in good condition. The lip and the mounting hardware.

you can get the stock Si lip from honda (new) for $60-70

are you ok ??

A total is when it costs more to repair the car than the car is worth.

You sound like a little kid.
Perhaps it's better if youre off the road for a while since its very clear youre a horrible driver.

You are a menace to other drivers.
Buy a bicycle.

Originally posted by HeLsFury
You sound like a little kid.
Perhaps it's better if youre off the road for a while since its very clear youre a horrible driver.

You are a menace to other drivers.
Buy a bicycle.

His tire blew dumbass! That doesn't make him a horrible driver...

You should actually read the post some time...

Originally posted by ci5ic


His tire blew dumbass! That doesn't make him a horrible driver...

You should actually read the post some time...

Agreed!!!

:finger: :finger4: :finger: Hels fury

oh man ... i dont know whether i should think you ment that as a joke or if its for real ...

If its for real, yea read the post and then comment, otherwise you look like a jackass ... knew what i mean!?

and if your joking, please either end it with some kinda "j/k" remark or another post saying you were ... Cause other wise you ... look like a jackass ...

my nickle and dime for the conversation ...


Nemo

newbs...:finger:

Originally posted by HeLsFury
A total is when it costs more to repair the car than the car is worth.

You sound like a little kid.
Perhaps it's better if youre off the road for a while since its very clear youre a horrible driver.

You are a menace to other drivers.
Buy a bicycle.

I know what it means to total a car. I just didn't know if they went by 100%, or 50%, or whatever % of the cars value. I've heard of companies totalling cars for damage that was much less than the cars value, and I was just wondering if ther was some type of standard for determining whether or not a car will be totalled.

As previously stated, a tire blew mid turn. How does something so unpredictable make it so clear that I am a horrible driver?

How am I a menace to other drivers?

You are a menace to other posters, and perhaps it's better if you stay off the boards for a while. Go back to gradeschool (or complete it), and learn to read.

dude, you said MUFF...like it's a bad thing!! haha.

okay i know from a friend that when he got bapped, something broke with his ebrake. because the ebrake alone was damaged, aside from the cosmetic damage done to his bumber, they declared it totaled because of the damage. It just happened to be a 86 corrola, or as some of the tofu crew might call it a hachi roku. I dont know the retail value nor how much it would cost to replace the ebrakes so this may or may not help ...


Nemo

:confused:

The car wasn't driveable, so they came and looked at it, and took the list of damage to a cheap place (they said dealership would be way more). Not including the possibility of suspension or unibody damage, the amount was over 1900, and they are most likely not going to total it, but I am still selling my custom as heck speaker box, it's for 2 12's and looks hella trick. Email or IM me for pics and info.

TROLL!

dude was cornering and had a blowout... its a possiblity...

it may be totaled man... but thats ok.. a fresh start...
if its not.. good luck fixing it....

are you ok?

not another wrecked 4th gen....i so dont wanna drive my car now...

Originally posted by nemo_wolf
It just happened to be a 86 corrola, or as some of the tofu crew might call it a hachi roku.

HA! Could have been a Hachi Roku, or a Levin. Sorry just had to say that. j/k

Sorry to hear that happened man. Gotta love it when shit happens. hopefully you can still get some good money from parting it and get you another 4g :D

hels fury. I think everyone here has showed you what they really think about jackasses like you.

GOD DAMN! When will the hurting stop!!! please stop wrecking the 4th gens!!! PLEASE!!!!!!!! drive Safe everyone! i'm just glad ur not hurt man

Originally posted by 88CiViC_DX
not another wrecked 4th gen....i so dont wanna drive my car now...

im with you 88, im getting scared to drive my car now...soon our precious 4gs will be rare if we keep this up...well and all the ricers and other morons who keep ruining them.

Originally posted by Theodditie


im with you 88, im getting scared to drive my car now...soon our precious 4gs will be rare if we keep this up...well and all the ricers and other morons who keep ruining them.

Good always come from bad just wait in like 3 years if we keep this up our 4th and 2nd gens may be worth a butt load

damn, how old is this post!

Originally posted by Melt
damn, how old is this post!

:spit: hahahaha, damn didn't even look at the dates, i was wonderin why i saw a few people on here i have never seen before

Main reason I remember it is cause of that hels fury dumbass.

sorry to hear about ur car m8 i have just smashed mine up, insurance would have totalled it but i have now fixed it up in 1 week and it just needs painting,

stick to the 4th gens they rock

check ya l8r