Brake failure

On a 04 plate 75 connosseur, I have just suffered a near side brake calliper failure, in that the brake pad came out of the calliper causing the brake to jam on on one side.

Has anyone else suffered this, or heard of this happening?

I've worked with Rovers for years and I can honestly say I've never heard of this happening.

My advice, contact the last garage or mechanic that serviced the brakes.