Why you shouldn't use paypal.

This is off topic but just wanted to share a experience I had with paypal and the reason why you guys should not use them. As many of you know I sell F-body merchandise threw ebay and used paypal and thought it was a great service cause they allow you try process buyers payment for a fee and protect you against fraud on chargebacks or at least I was told this. So I was very confident in using them, well unfortunetly there are alot of nuts out there who attempt to rip people off and I unfortunetly had the pleasure of coming across one of these people. He purchased a driveshaft from me, which I buy from a supplier who warrantys these driveshaft to be dent free and straight from 90 days of when I recieve them or they will give me another driveshaft in its place or my money back. I also insure the shipping for double of what the person pays me for them. So if I run into a problem with a customer stating there is a problem with the said driveshaft or whatever else, but in this case a driveshaft it is covered completely and I am not liable for any out of pocket expense or so I thought. So I sold one to a member of another site that we both belong to and he lives very close to me about 30 minutes to a hour. He recieved the driveshaft and sends me a IM on aim and states that one of the U-joints cap had come off on delivery and despite it being insured threw UPS and having to go threw a hassle for that tiny charge, I say no problem. I will shoot you a paypal payment for a new U-joint just provide me with a receipt, just don't go overboard. He agreed this was fair and bought one told me the cost to which I said thats fair don't bother with the receipt and paid him. So everything is honkey dorey for 2 days and I get another IM, this time stating he wants a new driveshaft or his money back. I say why, he says look at these pics of the driveshaft you sent me, its all scratched up around the U-joint area that I had to replace. To which I am thinking, he must be kidding. I can completley see a U-joint cap falling off but I personally check and wipe down all of the shafts I sell and make sure they are without any major imperfection before they go out because I get a replacement or my money back if thats the case and its very simple to handle. You can clearly see by the pictures he sent me that he did this with a screw driver or something similiar trying to get the U-joint C clip on or off. I state to him that if he wants a refund or replacement to drive to my house like he was originally going to do to pick it up and let me see it in person cause judging from those pics there is no way that was damaged that way from prior use in a vehicle or from my shipping cause I pack them pretty carefully. He gets all offended but hell I know he is lieing. I then tell him if he does not like that to contact UPS, its insured and they will cut him a check within 5 days (they have for me in the past when I have had a problem despite whats going on with Kasey and Philly) . To which he states well, if it wasn't damaged in shipping that would be fraud right. I tell him yes, he then states I would like my money back or a replacement then and if you won't give it to me then I will just contact paypal. To which I say thats fine, I have seller protection and you clearly told me that the item arrived in excellent condition and they will see the payment I sent you to replace the U-joint which is the exact area in which you damaged it and I have proof of this and pictures of the items prior to sending it out , like I always take. So he contacts them and they shoot him down and tell him sorry but the seller provided us all the info and you have the merchandise and we believe him. So he contacts his credit card company. So paypal them tells me your protected. Just go ahead and resubmit all the info and we will dispute the chargeback but are temp placing a hold on the funds. So I am fuming now being without my money or my shaft and having to put my money out to pay for the shipping and the shaft but I wait for the investigation to which they then send me a email and state they have rejected our dispute on your behalf and we are charging you 10 dollars for fighting this for you but we will dispute it again and at very least we will get the merchandise back. Well to try and sum this up cause its way too long already. I just got off the phone with them and they never submitted any of the info I sent again to his card cause they said they are not allowed to submit attachments and my conversation with him was a attachment. Which they never told me, they said I am not protected by the seller protection like I signed up for because even if he is lieing it doesn't matter he claimed the goods was not recieved like stated and they said they will not be getting my merchandise back or getting the money back for the payment I gave him. They also will be keeping 20 dollars for all there hard work letting him keep my money. Needless to say I am not too happy with them and seriously think that for anyone wanting to sell there goods online, just deal with bidpay or M.O's. If your a honest person , it will be much less headaches and I honestly will never be dealing with them again and hope they go out of business even though because of there size it will never happen. To the gentlemen who stole my money and my shaft, I hope someone finally beats you to death with it. (sorry but I am bitter and thought I would share)

Damn dude that really blows, if I were you id get Kasey, go over there and KICK HIS ASS.

No, despite him being the major cause of this. I will not do anything to him or his property despite what he did to me. I am at this point more upset with how paypal lied to me and is charging me to let him keep my money and goods despite all this protection stuff they claim to get you to sign up and use them. This was meant with more of a purpose to share and hopefully get some of the people who use them to stop and use another online transaction company because of the empty promised they give. Unfortunetly when your dealing with a company as large as paypal they will do anything they want cause they think there is nothing you can do about it. Well hopefully my sharing is doing something about it and I have personally paid way way way more to them in fee's for my incoming payments then them just paying me with there insurance would have cost them and keeping a customer but they decided to screw me, Well hopefully someone will learn from this before similiar happens to them.

John

That is so shitty..... you should take him to judge judy... i hate paypal too.... i refuse to use it anymore cuz there are so many stories like this

This does compromise my trust in PayPal, I now doubt that I will use them again. UPS has been on my shit list for months now too.

That is a bunch of crap. Sorry to hear that.

lol damn dude.. that blows.. paypal can be a pain in the ass sometimes.. ive been there before.. :banghead:

Thanks for the support guys and yeah. I am not very happy at this point and am glad that you guys get to see what they are all about cause next time that could be your merchandise and your money. They play there promise game with. Thanks again

John

Thanks for the support guys and yeah. I am not very happy at this point and am glad that you guys get to see what they are all about cause next time that could be your merchandise and your money. They play there promise game with. Thanks again

John

Post some links to other sites like paypal. Please

Yeah I remember when I first used my PayPal debit card, I charged $100 to it. Well, the next day I went to check my balance and they ended up charging me 4 times for the $100. So I was out $300. Took me a good 30 mins or so to actually find a phone number on their site. I then called them and they said the merchant must have swiped the card 4 times, and they immediately refunded me my $300. Then, a month later, I got back the original $100 I spent.. for some odd reason. Pretty weird, other than that I've had no other problem with them, but have read dozens of stories about crap they've pulled on paypalsucks.com. Sorry to hear about that though John, it sucks knowing there are crooked people and companies like that out in this world, while knowing there's not much we can do about it. If I were you, I'd keep calling PayPal and keep complaining about the situation. It's like the old saying goes, the squeaky wheel eventually gets the grease.

http://www.bidpay.com/ and western union all have online payment option for auction or there is always M.O's which will not cost the fee's to the sellers and for people using them. There are tons of places that you can pay for auction goods and they send a email to the seller stating they will send out a M.O. with a tracking number. I would love to see about contacting a bank and/or some other sort of company that would like to get involved and possible give competition to them cause I have had many other issues with paypal. Were they overcharged me for stuff or billed me several times for something and wouldn't release my funds for several days but this was like a last straw type thing and just so everyone is aware. I forwarded a copy of this to paypal . Cause I told them on the phone I was going to pass along there policy on handling these things to the members of AF.

I am going to look into getting another payment company if paypal treats there members like the way they treated you. Thanks for posting that site John.

That sucks man, I've never had a problem with paypal but there's a lot of shit in their legal documents you have to read and understand all of it to work the system right. I bought a corsa exhaust from this asshole in Ohio before and he sent just the muffler, ok I misread the ad on ebay. But it had a dent in it that a blind child couldn't miss so I call him, made an agreement, and send it back, but he never sent me my money back, so I was out 300 bucks because I used a money order. No way of getting it back, if I used paypal I would of had proof and they would have gotten me a refund. The only thing ebay did for me was suspend his account. Thanks guys, appreciate the help. I called him every week for almost a year before I gave up. I'm sure we're all on tight incomes here and have better things to spend 300 bucks on then some asshole.

I agree, sometimes there rules can work for the better but I have been on both sides of the paypal game and can honestly tell you as a buyer and a seller in the past I have gotten screwed and infact paypal was sued due to the fact that if you had funds in your account and without reason they would put a hold on those funds and when there customer called to ask when they would be done with there investigation of whatever they were looking into. They would be told that they would hold and investigate them for a undisclosed amount of time. Meaning they were taking your money and would not tell you when you they would give it back and would ask for any information about you they would like and if you couldn't supply it. They would not release your funds which is illegal. They have done many horrible things to many people and even though there rules are less offensive to people buying the merchandise. The sellers are the one's taking a huge risk. Think about it, if your selling goods, why take the risk of someone paying you and then claiming whatever they want about the merchandise and even if you can prove they were lieing like I did to them and they supposedly protect you. They say sorry, credit card took the money your screwed. Its not right. I personally as a person who delivers the good I promise, its a shame I was treated this way and if they were just a little more concerned with the sellers this whole thing could have been avoided but instead, I am out for the listing fee, the shipping, the price of my merchandise, the fee they charge me for "processing a dispute to the chargeback" and the money I sent him for a new U-joint. I think anyone can see, thats not right.

I agree, sometimes there rules can work for the better but I have been on both sides of the paypal game and can honestly tell you as a buyer and a seller in the past I have gotten screwed and infact paypal was sued due to the fact that if you had funds in your account and without reason they would put a hold on those funds and when there customer called to ask when they would be done with there investigation of whatever they were looking into. They would be told that they would hold and investigate them for a undisclosed amount of time. Meaning they were taking your money and would not tell you when you they would give it back and would ask for any information about you they would like and if you couldn't supply it. They would not release your funds which is illegal. They have done many horrible things to many people and even though there rules are less offensive to people buying the merchandise. The sellers are the one's taking a huge risk. Think about it, if your selling goods, why take the risk of someone paying you and then claiming whatever they want about the merchandise and even if you can prove they were lieing like I did to them and they supposedly protect you. They say sorry, credit card took the money your screwed. Its not right. I personally as a person who delivers the good I promise, its a shame I was treated this way and if they were just a little more concerned with the sellers this whole thing could have been avoided but instead, I am out for the listing fee, the shipping, the price of my merchandise, the fee they charge me for "processing a dispute to the chargeback" and the money I sent him for a new U-joint. I think anyone can see, thats not right.
John I agree with you 100% but what is going to keep bidpay from doing the same thing that paypal did?

John I agree with you 100% but what is going to keep bidpay from doing the same thing that paypal did?
If you pay for merchandise with a credit card, If the credit card never recieves the money from the person you bought the good from. They still refund your money to you. You would be paid regardless but with other such service if they make a promise that your protected for 500 . 1000 or 10,000 against false charge backs. A company as large as paypal should should be able to use there insurance to back that up as was clearly not the case here. Which is false advertising to me. With another online card processing service. Even if you got screwwed in the same way, they would not be as sneaky to the seller about recoving funds. Like paypal often does is not make you aware of the charge back from the credit card til you add funds to your account and then they freeze them even though the funds they froze are completely unrelated to the amount of the charge back and actually the amount they froze in my case was almost 40 dollars greater than the amount of the actual charge back. Other such companys while offering the same protection don't have the same drawbacks to the seller.

Ok make sense to me.

dude that f-ing sucks, want me to send a refidgerator box filled with ants to paypal for you? i will do it... i might need a lil help getting the bitch down to the post office tho. why would someone rip you off like that? i donno why ppl try to rip good ppl off, why dont they rip bad ppl off. if ppl that ripped ppl off got ripped of and got a taste of their own medicine then ppl would stop ripping ppl off. i donno it sucks, everyone on af can get together and meet at that guys house and give him a big ass kicking in the name of whats right, then we can head over to paypal and kick the shit out of all them scum bags.

sorry for your loss there john, hope it works out some how...

VS Out (looking for a refridgerator box)

dude that f-ing sucks, want me to send a refidgerator box filled with ants to paypal for you? i will do it... i might need a lil help getting the bitch down to the post office tho. why would someone rip you off like that? i donno why ppl try to rip good ppl off, why dont they rip bad ppl off. if ppl that ripped ppl off got ripped of and got a taste of their own medicine then ppl would stop ripping ppl off. i donno it sucks, everyone on af can get together and meet at that guys house and give him a big ass kicking in the name of whats right, then we can head over to paypal and kick the shit out of all them scum bags.

sorry for your loss there john, hope it works out some how...

VS Out (looking for a refridgerator box)
:screwy:

you think im crazy? thats cool because i never said i wasnt.

damn thats fucked.....sorry a good guy like u john got the shaft....i will tell u that at least when u made your claim with ups u at least got that, because its been months and they are still dicking me around, im gonna act a damn fool this week with them, and i never used paypal before, i just didnt trust it at all.

want me to send a refidgerator box filled with ants to paypal for you? i will do it... i might need a lil help getting the bitch down to the post office tho.

ha, that's awesome.


they will not be getting my merchandise back or getting the money back for the payment I gave him

What kinda crap is that? At the very least I would think that they would require him to send back the "damaged" merchandise. I've used paypal many times, but it looks like that's gonna change.

So is it better to use a money order and chance that over paypal in your opinion? I just opened up a ebay and paypal account the other day so that in a little while I could buy a shaft from you and be able to get some other little goodies for my car.(I want taillight blackouts) But after this I don't know how to do and still be safe. Then again it dosent seems like there is a way to be 100% sure of anything with this kinda stuff.

So is it better to use a money order and chance that over paypal in your opinion? I just opened up a ebay and paypal account the other day so that in a little while I could buy a shaft from you and be able to get some other little goodies for my car.(I want taillight blackouts) But after this I don't know how to do and still be safe. Then again it dosent seems like there is a way to be 100% sure of anything with this kinda stuff.

Ya, your kinda taking a chance. You would probably have the best recourse when purchasing if you used a credit card.

As long as you keep the stub that comes with a money order, you can mail it in and the issuing company can trace what account it was deposited into, but it will cost you about $15.

3 words... Small Claims Court. Take the buyer to court, apparently he lives close so the distance factor ain't messing anything up, and if you have pictures etc, then you've got all you need to win. Problem with that is sometimes even though you win, you can't get the person to pay. If it were me, I'd sue him though, and I'd add on all the little bullshit expenses you had to deal with to satisfy his dumb ass.

Little pricks like that are the reason why everything is so expensive these days.

If it was up to me, I'd kill him, we don't need a**holes like that poluting the gene pool. UNFORTUNATELY, we live in a politically correct world where we can't give people what they deserve.

So is it better to use a money order and chance that over paypal in your opinion? I just opened up a ebay and paypal account the other day so that in a little while I could buy a shaft from you and be able to get some other little goodies for my car.(I want taillight blackouts) But after this I don't know how to do and still be safe. Then again it dosent seems like there is a way to be 100% sure of anything with this kinda stuff.I am saying that the best way to deal with sales for the buyer is to use a credit card because regardless of if the credit card company get's there money back. You get yours back, certain online sites use money order but process them threw credit card charges. Which means its safe for the buyer and seller cause you as the seller don't have to worry about the buyer faithful credit card taking back your money and investigating to there clients point of view (which will always be the case) of the transaction. Alot of you are more concerned with what the buyer did to me which believe me my ass is pretty chapped over it and I will most definetly being sueing him but I am more upset about this con to get you to use paypal. The your protected with 500 dollar coverage when you sell ebay goods and use paypal and ship to a confirmed address with us. Then they put a big pretty green lettered you are covered status sign up in the details , just to say screw you , deal with it yourself at a later date. I find the fact that they lied to me several times on several different issues more offensive. What is America or the world coming to if the big business can screw the general public while lieing to there face and don't think twice about it cause there is nothing the small guy can do about it. Well I am saying we all have to be able to view the others shoes and say I could be wearing those that day and what they did wasn't right and because of it a citizen/individual got hurt/conned out of his money. Well this was a pass along info thread to hopefully let you guys who sell goods know what can easily happen to you and think about it to you guys who are buying goods. If they treat the sellers like this before no time no one will be offering you this option any longer but you can at any time go to your credit card to get your money back. I think you guys too should look at it from the honest people's who you have dealt with point of view, which are way more people then the one's who did try to screw you.

What is America or the world coming to if the big business can screw the general public while lieing to there face and don't think twice about it cause there is nothing the small guy can do about it.

You just hit on a disgusting truth of our current society. The money of big business has been allowed to wield so much power and influence, that the little guy keeps getting screwed, and then is stuck with funding the companies that screw him. It sucks, man.

I've heard several good things from paypal. But it sucks royally that you got nailed with everything. I don't see why you don't beat the shit out of that guy. Maybe im just immature, but if someone took my money and merchandise I would want to kill the fucker.

Yes, the way your thinking is a young mans way of dealing with something. You say to yourself, I will get my money back if I have to kick his ass to do it. Well what are you going todo if you go to his front door and he says get the f*ck off my property?. You going to punch him or damage his vehicle?. Then he places a call to his local police department which then put out a warrant for your arrest and come find you and then put you in jail awaiting a trial or bail to be placed for you. Then you get to decide, now do I let the criminal justice system screw me once again as I have been screwed by this guy or do I hire a lawyer and try to get off. Then there is even more expense and at a later date when you attempt to sue him to recover your goods , he shows you were arrested for harassing/assaulting him and the judge dismisses the whole thing. That is a very accurate play by play of how it would go down. So even though I am pissed beyond belief with the buyer in this case and even though he is very close. I will not be dealing with him outside of a court room, no matter how pissed I get.

I know your right, but it WOULD FEEL SO GOOD TEACHING HIM A LESSON! I understand why you don't and its good reasoning on your part, but he should gather some balls and take life like a man, not some good for nothing POS that steals his way through life. Goodluck with everything though.

Sorry to hear about you getting screwed over!
I've been there too with EBAY , except as a buyer not a seller. Ebay bught out Paypal sometime ago and ever since, the service has been traditional of the way Ebay does things. They absolutely could care less about the consumer or the seller as long as they get their listing fees and percentages of the sale, then it's "SHIT ON U"
They claim to have both buyer & seller protection but if you've ever been this route you will quickly find out that it is just a mere email that they send to the parties in dispute and that is the extent of their obligation. And if the other party doesn't want to respond then too bad so sad.
I wish there was a way to inform the mass public about the "REAL TRUTH" in how they conduct business and creating a false sence of security for the members. Im sure it would have a profound effect on their bottom line and maybe it would get their attention so that this type of nonsense would end