Insurance
Dr. Doom
06-08-2005, 10:32 PM
OK I'm 18 and I'm going to finance a 2000 or 2001 Z28 next week but I need to know if I will have to get full coverage insurance? If I do it's going to kill me.
Thanks in advance
Thanks in advance
cuda_dude
06-08-2005, 10:44 PM
In your name full coverage on a V8 would kill you.. in your parents name full covereage isn't bad at all.... I pay 86.50 a month on a 95z for the best full coverage policy they offer.. just not in my name..
Dr. Doom
06-08-2005, 11:08 PM
OK thanks for the info. I'll get the insurance under my parents name.
Ls1sEatRice
06-09-2005, 12:32 AM
definitely, but if you have a wreck or get a ticket you're screwed...
I'm on my own account and pay $225 a month for full coverage on my Trans Am... Oddly they cost more to insure than Camaros, I guess because they had a higher value...
I'm on my own account and pay $225 a month for full coverage on my Trans Am... Oddly they cost more to insure than Camaros, I guess because they had a higher value...
Rally Sport
06-09-2005, 03:42 AM
definitely, but if you have a wreck or get a ticket you're screwed...
I'm on my own account and pay $225 a month for full coverage on my Trans Am... Oddly they cost more to insure than Camaros, I guess because they had a higher value...
Higher value? There shouldnt be a difference between Maro's and Birds in insurance, that IS weird.
I'm on my own account and pay $225 a month for full coverage on my Trans Am... Oddly they cost more to insure than Camaros, I guess because they had a higher value...
Higher value? There shouldnt be a difference between Maro's and Birds in insurance, that IS weird.
goldz28
06-09-2005, 06:56 AM
I was paying $225 a month and switch insurance companies and it went down to $185. So it has nothing to do with value.
wrightz28
06-09-2005, 09:32 AM
Ah, the only advantages of getting older, I'm paying what you guys are for 6 months worth of coverage, laibility only of course, I leave the full coverage up to my rep at smith & wesson which cost 250 one time shot (no pun intended).
flatlander757
06-09-2005, 02:12 PM
im 16, first car is a 94 Z28. under my parents' names im paying $180/mo for liability only :eek7:
Dr. Doom
06-09-2005, 04:45 PM
im 16, first car is a 94 Z28. under my parents' names im paying $180/mo for liability only :eek7:
Well that doesnt see that bad in my opinion. You are 16 with a 275 hp sports car that can still own alot of these newer cars.
Well that doesnt see that bad in my opinion. You are 16 with a 275 hp sports car that can still own alot of these newer cars.
Iron
06-09-2005, 05:09 PM
I'm 16 and I got a quote for myself for a 95 Z28 (V8 of course) with average kms and all, and it was only $150/month Canadian(roughly $120 American),I was blown away and confused, there had to be a mistake..
Ls1sEatRice
06-10-2005, 12:50 AM
Camaros do cost less though... Before I bought my Trasn Am, I checked on a 00' Z28, it was going to be $212 a month... With the same company, my quote on the Trans Am was $224($12 more) on a car that was one year older... Their quote was accurate as well, becaust that is what I pay now(I have ALFA btw)
goldz28
06-10-2005, 05:31 AM
Camaros do cost less though... Before I bought my Trasn Am, I checked on a 00' Z28, it was going to be $212 a month... With the same company, my quote on the Trans Am was $224($12 more) on a car that was one year older... Their quote was accurate as well, becaust that is what I pay now(I have ALFA btw)
Would the price difference have anything to do with the wreak on your record?
Would the price difference have anything to do with the wreak on your record?
Xbox2202
06-10-2005, 10:51 AM
My insurance company charges more for Camaros. They even told my parents that the Camaro is the highest to insure for anything under a Corvette-level sports car.
FireFox05
06-10-2005, 11:01 AM
Because punks buy Cmaaros and crash them. Real drivers buy them, mod them, and own everyone with them.Really, with full mods, what other car can take on a Camaro, besides a T/A? The Mustang Cobra? If you ever go to SVT performance. com they talk very respectfuly of the F-bodies.
Ls1sEatRice
06-11-2005, 10:25 PM
I don't have a wreck on my record... I've only had one wreck... A chick backed into me when I had my Z28... We never turned it in though(her dad paid out of his pocket)... So my record is clean(even no speeding tickets, *crosses fingers*)....
The pic in my photo album in my sig happened at the drag strip, some bastard in a Honda backed into my car, I had saw him and a bunch of other people all gathered around in front of my car earlier but ignored them and went and sat in the bleachers to watch some racing... About 45 minutes later a guy comes running up and says, "Some guy just hit your car and drove off"... I walked over there and sure enough there was 2 black scuff marks on the nose of my car... A guy who saw it told me it was a black Civic, so I remember seeing the Civic parked in front of my car and walked over to some of the people who was talking to him and still over there... I asked them if they knew the driver and some punk(who obviously knew him but wouldn't tell me his name) got smart with me and was like "I don't know his name, its not my problem, its yours"... So a busted eye later he and his friends got in their cars and left...
People ask me why I busted his eye I was like "Well, if one of your friends hit someones car and the owner busted your eye over it, wouldn't you kick your friend's ass?"... I would, and hopefully he did, if he did mission accomplished... If he didn't, I guarantee he regrets lying to me...
The scuff marks buffed out and left the two small indentions...
http://pg.photos.yahoo.com/ph/ls1seatrice/detail?.dir=cf4d&.dnm=8b05.jpg&.src=ph
Now its barley noticeable(not at all from a distance)
The pic in my photo album in my sig happened at the drag strip, some bastard in a Honda backed into my car, I had saw him and a bunch of other people all gathered around in front of my car earlier but ignored them and went and sat in the bleachers to watch some racing... About 45 minutes later a guy comes running up and says, "Some guy just hit your car and drove off"... I walked over there and sure enough there was 2 black scuff marks on the nose of my car... A guy who saw it told me it was a black Civic, so I remember seeing the Civic parked in front of my car and walked over to some of the people who was talking to him and still over there... I asked them if they knew the driver and some punk(who obviously knew him but wouldn't tell me his name) got smart with me and was like "I don't know his name, its not my problem, its yours"... So a busted eye later he and his friends got in their cars and left...
People ask me why I busted his eye I was like "Well, if one of your friends hit someones car and the owner busted your eye over it, wouldn't you kick your friend's ass?"... I would, and hopefully he did, if he did mission accomplished... If he didn't, I guarantee he regrets lying to me...
The scuff marks buffed out and left the two small indentions...
http://pg.photos.yahoo.com/ph/ls1seatrice/detail?.dir=cf4d&.dnm=8b05.jpg&.src=ph
Now its barley noticeable(not at all from a distance)
Mr. Luos
06-11-2005, 10:30 PM
My insurance is cheap, but I am old.
$90 a month for full coverage. For each car.
$90 a month for full coverage. For each car.
FireFox05
06-11-2005, 11:01 PM
Holy cow, just how old are you? 35? plus?
Mr. Luos
06-11-2005, 11:09 PM
It has been that rate since I turned 25. Just turned 26 in April.
brad_26
06-11-2005, 11:35 PM
err i havent quoted any insurance yet but im gonna be bad for me b/c my job sucks at the moment lol 17 v6 1984 camaro 2.8
FireFox05
06-11-2005, 11:40 PM
That won't be real bad since it's a small 6. You should see the prices you would pay on something like Luos car.
J.Cutta
06-11-2005, 11:46 PM
Well that doesnt see that bad in my opinion. You are 16 with a 275 hp sports car that can still own alot of these newer cars.
What! A 94 Z28 has 275 horsepower I'm selling car to upgrade
What! A 94 Z28 has 275 horsepower I'm selling car to upgrade
FireFox05
06-11-2005, 11:49 PM
Lol. Shoulda looked around a lil better.
brad_26
06-11-2005, 11:52 PM
UMm if i had luos car id probly be dead thats why i got the v6 lol i realize how i am on sleds and my wheelers i try to go as fast as they can i dont want a fast car yet lol. Plus i will admit im not the best driver by a long shot lol.
J.Cutta
06-11-2005, 11:56 PM
UMm if i had luos car id probly be dead thats why i got the v6 lol i realize how i am on sleds and my wheelers i try to go as fast as they can i dont want a fast car yet lol
From what I heard the v6 3.8 it about or faster than a 305. Either way it goes I luv my box camaro. No need to buy a 2000 ss. I just brought SS decals and Iroc-ss decals.ha ha
From what I heard the v6 3.8 it about or faster than a 305. Either way it goes I luv my box camaro. No need to buy a 2000 ss. I just brought SS decals and Iroc-ss decals.ha ha
brad_26
06-12-2005, 12:00 AM
umm mines a 2.8 5 speed
J.Cutta
06-12-2005, 12:12 AM
umm mines a 2.8 5 speed
Shame on you..Whomp! Whomp!
Shame on you..Whomp! Whomp!
Xbox2202
06-12-2005, 12:37 AM
err i havent quoted any insurance yet but im gonna be bad for me b/c my job sucks at the moment lol 17 v6 1984 camaro 2.8
I thought so myself, but it's really just about the same. I may pay 200-300 less a year since I've got a V6. That's what our insurance company told me. It doesn't matter if you have a 120HP V6, 200HP V6, 275HP V8, or whatever, it's still a Camaro, and the insurance company hates Camaros.
I thought so myself, but it's really just about the same. I may pay 200-300 less a year since I've got a V6. That's what our insurance company told me. It doesn't matter if you have a 120HP V6, 200HP V6, 275HP V8, or whatever, it's still a Camaro, and the insurance company hates Camaros.
MPe488
06-12-2005, 01:05 PM
alright I'm having a hard time grasping what you're getting at XBOX... theres no difference in insurance between a V6 and a V8? Or did I misunderstand you?
flatlander757
06-12-2005, 01:33 PM
what i got from that post was that normally there would be but camaros are known for being hella fast, the name has meaning. when you say camaro you dont think V6. basically, its still a camaro with a sports car heritage.
Xbox2202
06-12-2005, 08:37 PM
Yeah, it will be less for a V6, but not enough to save you from the Camaro name and heritage for insurance costs.
That's the way our insurnance company is.
That's the way our insurnance company is.
stepho
06-13-2005, 08:45 AM
I pay close to $200 a month for minimal coverage on my 2.8l camaro.... I'm 18 with no wrecks or traffic violations, and I took drivers ed. Damn Florida and the friggin no fault law.
My insurance only covers the other guy's car in wrecks I cause.
My insurance only covers the other guy's car in wrecks I cause.
LT1MAN
06-13-2005, 08:53 AM
i pay $36 a month and 2 months out of the year are free. for liability up to 100,000. doesn't make sense for me to pay for full coverage when my car is worth 3,000 and i'd be paying 7,000 per year in just insurance for full coverage.
FireFox05
06-13-2005, 09:45 AM
Damn, what carrier do you use LT1MAN?
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