need help quick..
KaotiKCamaro5
12-08-2004, 08:56 PM
do you guys know if when you take out a loan from a bank for a car, do you have to get the loan in the amount of the car.. or can you take out extra.. for say tax, title.. all that good stuff? because the guy i wanna buy that Trans Am from is gonna cut me a good deal if i buy it now.. and i dont know if i can afford it otherwise.. please help!
89, i know this isnt a camaro topic, but i needed fast help, please dont lock my thread..
89, i know this isnt a camaro topic, but i needed fast help, please dont lock my thread..
FormulaLT1
12-08-2004, 09:00 PM
Its based on the Value of the car, the amount of the loan. If you take it out from a dealer it must be the amount of the car. If its from a Bank it can be any amount that they will approve for that vehicle.
89IROC&RS
12-08-2004, 09:02 PM
hmmm... to be a prick, or to not be a prick........ oh choices choices ;)
KaotiKCamaro5
12-08-2004, 09:03 PM
ok sweet.. because im gonna ask for like 8 grand(which is what cars around here like that usually go for).. so i can get enough for all that.. and have some to get me through the winter..
KaotiKCamaro5
12-08-2004, 10:19 PM
im starting to think that it may be a little too risky to do it right now... this sucks because i really want that car.. and i can pretty much steal it if i get the loan right now...
balls_to_the_wall
12-09-2004, 07:56 AM
Do It...I sure Would
cuda_dude
12-09-2004, 09:57 AM
im starting to think that it may be a little too risky to do it right now... this sucks because i really want that car.. and i can pretty much steal it if i get the loan right now...
look at it this way.... if the car is really that good of a deal and you ever get into a bind where you wont be able to make the loan payments you can always sell the car quick for cheap and come out even
look at it this way.... if the car is really that good of a deal and you ever get into a bind where you wont be able to make the loan payments you can always sell the car quick for cheap and come out even
KaotiKCamaro5
12-09-2004, 10:19 AM
if i buy that Trans Am.. its never leavin.. i'd never sell it... ever..
Chevyracincamaro
12-09-2004, 01:26 PM
if you get the loan from a bank you can get as much as you can get approved for. if you wanted to, you could go get a 5K loan just to pay off your credit card. you can get a 10K loan for a 3K car if you wanted to. just depends on how much you plan on paying back and what you can get...
KaotiKCamaro5
12-09-2004, 08:33 PM
yeah, i talked it over with Geno.. he said i'd probably be better off getting a personal loan.. plus i think if i go that route i wouldnt have to have full coverage on my car, which would be good in the winter, but i would definately have it when i am driving it in the summer.. what i also might do is turn around and sell my truck off too for like 800 bucks after i fix it up and then use some of the money for a decent blazer or somethin with 4 wheel drive..
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