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Insurance question...bahh


Squirrel Nuts
09-28-2004, 05:08 PM
I have a sixteen year old son who needs a car and I want him to drive to a 98 camaro z28 thats for sale down the road. it has just under 40k miles, about how much insurance are we talking???

twdz28
09-28-2004, 05:12 PM
not sure where you live but if you get on Progressive's site and fill out the info they will give you a quote right then...

I live in the 2nd highest ins rate area and pay $180 a month for two fully covered Z28's but I'm also 27 and on my parents plan with 6 cars...

FormulaLT1
09-28-2004, 05:14 PM
Does he live with you because you should put it under your name and he will be insured if he lives in the same household,

SMOKEY818
09-28-2004, 05:18 PM
Your screwed a 16yr old kid with a z28, i'm paying about 250 a month for full coverage on a 89

Chevyracincamaro
09-28-2004, 05:19 PM
you're gonna have to talk to a rep from one of the companies. there's really no way that one of us is gonna be able to give as good of an idea as them...

Dober89
09-28-2004, 05:21 PM
I pay about 350 a month for my 89 and my 2000 isuzu. They tried charging me 800 something and they also throw in a 20% high performance addition.

Its certainly not going to be cheap unless you go through yourself.

Savage Messiah
09-28-2004, 05:22 PM
16 yr old + boy + z28 = a lot of money for insurance. Look into all the discounts you can possibly get - safety equipment, grades, etc.

DaMoNe6969
09-28-2004, 05:51 PM
holy shit.. you americans do things funny..
discount for grades?? $250 a month for an 89?!?!?! high performance addition?!

man.. i got it good.. my 91Z28 was $80 a month cdn (thats about 65usd) and my supra is about 90 dollars a month ($70usd) and its cheaper if I plate it for a year at a time.. I thought I was paying TOO MUCH!

also, insurance here is based on a few technical aspects of the vehicle like wheelbase etc. Gender, age, etc etc have NOTHING to do with insurance..
My insurance goes up a bit because I have a bad driving record but thats it

DaMoNe6969
09-28-2004, 05:52 PM
do ppl crash a lot down there?

94ChevyCamaro
09-28-2004, 06:11 PM
yes... alot too much!!

LT1 Kayker
09-28-2004, 06:17 PM
Im 18...and insured for only liability on my truck with no tickets, no accidents, and B honor roll....$180 a month...FOR A BEATER TRUCK. I dunno about UK, but over here in America you need to pay extra money for being born with more than 4 limbs...oh man don't even get me started on insurance...haha. :rolleyes:

bradl1982
09-28-2004, 11:09 PM
If he is going to be on your policy it should be reasonable I think. If he is going to have his own policy forget about it. I was quoted $400-$500 a month on a late model camaro when I was 18 and some insurance companies won't even insure young people on those types of cars. I pay $260 a month right now at 22 with a $1000 deductible and a clean driving record. I hate insurance!

nlghtcrawler
09-28-2004, 11:34 PM
thats crazy!! i live in new mexio, im 16 (about to be 17) with a 91 camaro, and i pay 680 for 6 months! u guys r cazy :)

94ChevyCamaro
09-28-2004, 11:39 PM
how did u get such ov a gud insurance rate?

nlghtcrawler
09-28-2004, 11:42 PM
banged the girl that worked there!!
lol jk!
i dunno i just did! i guess its cuz i live in a desert!

94ChevyCamaro
09-28-2004, 11:49 PM
yea true.

ridge_runner
09-29-2004, 01:05 AM
my friend john pays 220 a month on his red 95 z28... his record isnt all that great either

ridge_runner
09-29-2004, 01:06 AM
oh and hes 19

goldz28
09-29-2004, 01:08 AM
When i was 18 and wanted to get on my dads insurance and the quot was like $600 a month now i am 23 and pay $220 a month... the price you pay for your toys..lol

Savage Messiah
09-29-2004, 07:23 AM
Im 18...and insured for only liability on my truck with no tickets, no accidents, and B honor roll....$180 a month...FOR A BEATER TRUCK. I dunno about UK, but over here in America you need to pay extra money for being born with more than 4 limbs...oh man don't even get me started on insurance...haha. :rolleyes:

holy shit, you have more than 4 limbs?!

83XFIRE
09-29-2004, 10:52 AM
Your guys's insurance sucks. I have never payed more than 140 a month for my camaro, and that was since I got it at 18, under my own name. My family has been with then for a long time now though, and they do a lot for us. Stick with someone small for a while and get to know them well. It helps out. They only put my age rating on one of my vehicles now, and that is my 98 s-10 with a loan on it (so full coverage). I have 4 vehicles, and I pay 290 or so a month. (98 s-10, full coverage; 93 blazer, full coverage; 88 ranger, liability; 83 camaro, colelctor plates now, 15 bucks a month, and no driving restricitons imposed by my insurance co. for the plates).

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