cheaper insurance if you change states
kcap122
08-28-2004, 08:53 PM
i just got an idea a month or so ago, and i've been trying to figure out how to get it to work. Here's the deal:
I live in and go to school in NJ. Yeah, thats the same NJ where even GEICO refuses to offer reasonable insurance rates. My parents own a second house in the state of Delaware. At the moment, both of them are licensed in Delaware, and that's also where our cars are registered. Delaware insurance is about half what our NJ insurance would be.
At the moment, I'm on a NJ learner's permit, which I will keep until I'm 17 , and then receive a provisional license where I will need to buy insurance.
------My question is, is there a way to exchange my NJ learner's permit for a delaware one, so that my license will eventually be a delaware license allowing me to get cheaper insurance rates?-----
**I'm able to get proof that I live in Delaware sometimes, i.e. paychecks, mail at our delaware address.
THANKS
I live in and go to school in NJ. Yeah, thats the same NJ where even GEICO refuses to offer reasonable insurance rates. My parents own a second house in the state of Delaware. At the moment, both of them are licensed in Delaware, and that's also where our cars are registered. Delaware insurance is about half what our NJ insurance would be.
At the moment, I'm on a NJ learner's permit, which I will keep until I'm 17 , and then receive a provisional license where I will need to buy insurance.
------My question is, is there a way to exchange my NJ learner's permit for a delaware one, so that my license will eventually be a delaware license allowing me to get cheaper insurance rates?-----
**I'm able to get proof that I live in Delaware sometimes, i.e. paychecks, mail at our delaware address.
THANKS
280zxguy
08-28-2004, 09:46 PM
maybe you just go prove that you do live in delaware and maybe they at the most get you to retake the test.. surely the material isnt that diffrent in delaware is it? maybe get a test book and read it before you go...
freakray
08-28-2004, 10:16 PM
Why don't you contact the DOT in Delaware and ask them, since you already have vehicles licensed with them, you should know how to contact them.
kcap122
08-29-2004, 01:08 AM
calling the DOT in any state is not an experience i look forward to repeating.
Just hoping i wouldnt have to speak to some numnut at the DMV that doesnt know their oatmeal from their shiz. If no one hear knows, i'll post what happened later
Just hoping i wouldnt have to speak to some numnut at the DMV that doesnt know their oatmeal from their shiz. If no one hear knows, i'll post what happened later
YogsVR4
08-29-2004, 11:27 AM
If you have your car plated in DE then you should be able to get your lisence there as well as your insurance.
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