Insurance

Just wondering where you guys go for good deals on insurance. Who should i call, my insurance just went up $500 for a sppeding ticket and i'm like holy shit. They want $1200 for 6 months for full coverage thats $200 a month when i was only paying $123 a month. Can we say bullshit.:flipa: So i ask you guys where should i call and who is decently priced. Thanks Blue93G20

Theres a place called Murphy Insurance out of Hudson MA. Its a real big insurance firm, but great numbers. Im an under 18 with a g20 and the numbers they gave me are competitive with numbers for over 21 drivers. Look them up in information and give them a call, its worth a shot.

you didn't go to one of those classes to delete the charge?

it pays to be a designated driver (A++ with statefarm right now)

get a radar detector.

wow, it went up that much...thats bull...you ever thought about getting on someone elses insurance, like say a family member (ie Parents)..believe me it helps...my brothers went down to $479 for 6 months from $1386 for 6 months...just a suggestion

I don't know how much you're expecting to spend but insurance isn't free, especially when you're young with a ticket on your record. I'm 28 with a clean record and i still pay ~$120/month for full coverage on my '99 G20 via State Farm.

If you want cheap insurance keep your nose clean.

Getting married and buying a house doesn't hurt either. :D

Originally posted by Blue93G20
Just wondering where you guys go for good deals on insurance. Who should i call, my insurance just went up $500 for a sppeding ticket and i'm like holy shit. They want $1200 for 6 months for full coverage thats $200 a month when i was only paying $123 a month. Can we say bullshit.:flipa: So i ask you guys where should i call and who is decently priced. Thanks Blue93G20

:angryfire $200/month for full coverage because of ONE lousy ticket?!? WTF?!? :angryfire

Yeah i already went to one of those classes, for a while there i was being a dumbass and getting tickets all the time. The only ticket that shows is the one for speeding. I understand insurance isn't free but its fucking highway robbery to have to pay an extra $80 a month because of a speeding ticket. I'd like to know how insurance companies do math. Their like hmmm lets see this kid is almost 20 he has one ticket that cost him $90 to pay off, lets just subtract $10 and add the rest of that to his bill EVERY month. WTF. I'm no math major but their system sux ass. All in favor for a new insurance system say I.


I :rolleyes:

Question: How much were you speeding?

I am paying $330/6 months with Farmer's Insurance for full coverage. I have one ticket (over a year ago) but the Insurance never found out that I know. The other factor is if other people in your house get tickets or accidents that will raise your rates too. My dad paid $500 a month back in the 70's for living with 4 teenage brothers and a drunk-driver mom.

I don't have full coverage (only liability on my P10) but I have high capabilities on my under/uninsured motorists. I'm 19 and I've had book Driver's Ed, and Behind the Wheel training. Not to mention my "good student" discount....

I pay $74 a month. Great American Insurance Companies... Bought my policy online in about 20 minutes. Has pretty good ideas (roadside assistance, sign and drive, even hotel discounts!!!). I'll get you a link if you're interested. They gave me by FAR the cheapest rate of anyone. Most other companies were offering less coverage at well over $1000 a year. This would have been a lump-sum payment (year) of a good bit less than $800!!!

Originally posted by Blue93G20
Yeah i already went to one of those classes, for a while there i was being a dumbass and getting tickets all the time. The only ticket that shows is the one for speeding. I understand insurance isn't free but its fucking highway robbery to have to pay an extra $80 a month because of a speeding ticket. I'd like to know how insurance companies do math. Their like hmmm lets see this kid is almost 20 he has one ticket that cost him $90 to pay off, lets just subtract $10 and add the rest of that to his bill EVERY month. WTF. I'm no math major but their system sux ass. All in favor for a new insurance system say I.


I :rolleyes:

:rolleyes: How insurance companies "do their math":The younger you are, the higher they charge. Simple as BS. :rolleyes:

Originally posted by saturntangerine
I don't have full coverage (only liability on my P10) but I have high capabilities on my under/uninsured motorists. I'm 19 and I've had book Driver's Ed, and Behind the Wheel training. Not to mention my "good student" discount....

I pay $74 a month. Great American Insurance Companies... Bought my policy online in about 20 minutes. Has pretty good ideas (roadside assistance, sign and drive, even hotel discounts!!!). I'll get you a link if you're interested. They gave me by FAR the cheapest rate of anyone. Most other companies were offering less coverage at well over $1000 a year. This would have been a lump-sum payment (year) of a good bit less than $800!!!

I feel you, ST. The NE Pats should've have lost to Oakland, and to have won on Sunday makes me think the Super Bowl is fixed!:flipa:

oakland raiders... who are they?? :finger:

go pats baby!!

Younger they charge? I'm 22, clean record and pay $427 a month for insurance, something is wrong! :D :) and I don't consider myself "young" anymore :)

uh, you pay $430 a month? are you sure that's not your car payments? i pay $1200 a year, full coverage.

doh, wait.. is that monopoly funny money (canadian) your talking about? :D

Originally posted by bump909
oakland raiders... who are they?? :finger:

Oakland Raiders were the ones that got robbed!!!

go pats baby!!

Don't start......:D :finger: :badass: :D

Originally posted by bump909
uh, you pay $430 a month? are you sure that's not your car payments? i pay $1200 a year, full coverage.

doh, wait.. is that monopoly funny money (canadian) your talking about? :D

Hey, I have two G's and only pay $140 a month in "funny" money, but I think it's because I know the broker and he stuck me in some old timers group that have clean records!

Hmm, I wonder how much it would be to insure the new G35 Hmmmmm!

GQ's, I need your brokers phone # :)

My car payments are around $500 / month - so no, I didn't mix it up with insurance payments ;).

I pay $118.80CDN/month and that's not even real money! Even with my recent accident, my insurance didn't increase! :p

Originally posted by atomicfrog
GQ's, I need your brokers phone # :)

My car payments are around $500 / month - so no, I didn't mix it up with insurance payments ;).

No prob, don't know if I can post his number here, but so you know I'm insuring two '91 P10's for this amount with fun coverage on both.

The name of the his Company is ..... I'll PM you if the info, just remember you have to have a clean record!:rolleyes:

check out www.progressive.com they have their rates and rates from other companies. i've never got insurance personally so i don't know the in's and out's. my dad used to sell insurance so he always gets our family the best rates (which are still high since my dad and i tend to speed).

I currently pay £1000.00 UK pounds for one years insurance, thats around $1410 US and this is with 4 years no claims bonus. I have one speeding fine and 4 years no claims is supposed to give 50% off !!! so realistically, it would be £2000 !! im 25 too:confused:

they know about most of my mods, but not all:D

Hey Blue93G20, I know how you feel, I got a speeding ticket and my insurance went from 115$ a month to 245$ a month. I would suggest that you check out Prudential. I'm with them now, and my insurance with them is less that what I was paying before the speeding ticket with the previous company (Meridian Mututal).