sad day

So today my 240 got hit. I think it might be totaled. It's like the end of an era. It was a '93 hatchback.

Poor guy, I pitty you man. Ill remember you in my prayers.

Oh no!!! Another 240 goes down in flames!!! These cars are becoming quite rare. I'll never sell mine.

oh bummer sorry to hear it

i know how you feel man. i was depressed as hell the day my brother had my FC towed back from maryland after he crashed it.

sorry to hear that...hopefully you can get reimburst for it....

seems 240s are getting totalled every week. With every amateur drifter and accidents happening, our 240 values go up

So today my 240 got hit. I think it might be totaled. It's like the end of an era. It was a '93 hatchback.

www.totallossscam.com

No joke, do NOT talk to a third party insurance agent. My car was hit back in november while it was parked, I've been fighting for almost 6 months now to get it fixed, but they keep trying to total it, even though it just needs a dent poped out, and a rear fender replaced.
Total loss = you lose.

Only total your car if repairing it would not be safe, or if reparing it costs more than the car's "actual cash value". Not the BS dealer trade in value they try to screw you with. According to autotrader.com, 1989-1991 many 240's are being sold for $4000-$6000. 93's are probably worth more.

If you do try to fight, don't make the mistake I did of making counter offers or saying you're car is worth more than they say.

How damaged is the car anyway?

How damaged is the car anyway?

well, it was hit on the front drivers side. The hood wont shut flat, the wipers are constantly on, the driver's door wont open, and the driver's side window wont close.

Sucks man... you only had her for a few months too, huh? I feel for you! But hopefully you can get another OR maybe a better car?

well, it was hit on the front drivers side. The hood wont shut flat, the wipers are constantly on, the driver's door wont open, and the driver's side window wont close.

That would be considered totalled.

i think if the damage of the car is 80% of the value of the car, it is consider totalled. My damage was $2000 which was so close to 80% of the value but I would of fought if they tried totalling it. So i got $2000 from the insurance comp to fix it.

i think if the damage of the car is 80% of the value of the car, it is consider totalled. My damage was $2000 which was so close to 80% of the value but I would of fought if they tried totalling it. So i got $2000 from the insurance comp to fix it.

California Vehicle code (and to my knowledge most other states) state that for a vehicle to be considered a "Total loss" the repair cost must exceed the "Actual Cash Value" of the car. That means you get 100% of the value, not the blue book value, the price that the car's are ACTUALY selling for. As I said earlyer, it is not difficult at all to find 89-93 240's that cost well over 4000. Usualy they are clean, stock and 80K-200K miles.
EDIT: most insurance companys will try to tell you that they will total your car at less than this in anticipation of undiscovered damage, this can be fought still. The only way around it is if you deal with your insurance company and they have a really sucky clause that causes you to sign away this right and take a lower %.


NYwrestler112: Check out your local code, yours probably states the same thing, If you want to try to save the car with a clean title, find a cheap place to do the work on your car and produce an estimate that would repair the car with out totaling. You're gonna be close though.. I don't know how fast you were going or what you hit, but if you need almost exclusivley body work:

New front bumper
New front driver fender
New driver door (that should cover the window too)

+ refinish
With those a moderatly pricey body shop would charge probably in the vicinity of $2000-3000

Get some pictures up of your car so I can see.. how's the wheel well and all that juicy stuff under there? is the hood actualy damaged or is it not closing because of the fender/front end, is the frame clearly bent or damaged? Also who's fault was it? are you at fault? partial fault? or no fault?

MOST IMPORTANTLY: if you are not at fault, or will be dealing with 3rd party insurance (the other guy's insurance) DO NOT TALK TO THEM ON THE PHONE! If they call you, tell them you are really busy at the moment and will contact them later, DO NOT accidently say something that is going to cost you several thousand dollars. Trust me, they are very good at getting you to do that, and they tape record just about every thing you say on the phone.

I can't say till I see pics, but you might be better off making a deal with them where you take a little less than the repair costs, and NOT total your car, Remember, if you do total your car, it will lose about 50%-80% of it's value- That's money right out of your pocket, and the insurance company would LOVE to take it.

pics pics pics pics

see this is how it starts. The occasional wrekcs, or hit and runs, or dumb ass teens going off a cliff (not talking about you dog) Lol soon all the 240's will be riced up civic look alikes collecting dust when some new fad or new cheap thrills car comes in another movie and they move onto that car. It happened to the Supra and it will happen to Yooooooooooou o_O. lol but Im not talkinga bout everyone some kids are actually turning the 240's into decent looking high revin cars. But others well, end up in a junk heap when they decide its to expensive to do the swap or they fuck it up.

Or in my case, because we made the mistake of parking our cars where idiot 4 foot tall teenage girls try to park their 3 ton trucks that daddy bought (despite the fact that they can't even see over the dash).. In a compact spot none the less. =(

here's my webpage for the car, the damage is on page 3. http://members.cardomain.com/nywrestler112

I'm pretty sure that can be fixed doesn't look like your frame was bent or anything.

oh good, that was the big question on my mind. Hopefully it'll be able to be fixed.

ouch, that sucks dude. good luck with the insurance bastards. hate to see another 240 in a heap. :crying:

i have a car that's in pretty much the same shape. i'm prayin that there's no frame damage. i'm gonna try sellin it starting next week, i'll tell you how that turns out to see if you can sell it as well.

That doesn't look good. If the insurance company gives you the money to fix it instead of totalling it, you may be in good shape. Just start hitting your local junk yards and try to get the parts as cheap as possible because you will still have to get all your new parts painted (if you don't get the same color parts) and that won't be cheap.

Does it still run? if you took off that wheel well cover and squeased in, is it "driveable" in the loosest sence of the word? As far as I could tell that was a very clean car you had before the accident

How is that front wheel? Was it spared from the impact? I can't really tell in the picture, but if it was that will take some serious money off of the repairs

I would say you are better off NOT totaling the car, get an estimate on the repairs from a shop or two, (try to get an estimate that is very cheap in there, you may need it to avoid a total loss). DO NOT tell the insurance company what the repair costs are yet. Better yet, at this point don't even tell them what shop you had it quoted at. Try to avoid telling the body shop what insurance company you are dealing with also, a lot of times body shops and insurance companys get real buddy-buddy with each other.

If it comes down to it, you will save your self more money cutting a deal with them to give you less than the repair cost, but not total your car. If that happens you can either do repairs your self, or just have the important stuff fixed and not some of the body work. Your car will sell better with a smashed up fender than it will with a salvage certificate.

In the mean time, I'll warn you again, DO NOT talk to the other guy's insurance company they are NOT on your side, and they will do anything they can (and somethings they can't) to deem your car a total loss. They just want to sell the thing for parts.

I'm going through the same thing right now, if you have any questions feel free to ask me, I don't think any one here wants to see another beautiful 240 in the junk yard. =(

In the mean time read that site, and try to find something similar to it for NY state law. (I don't think the two states differ much)

thanks man, i'll try to do that.

So yeah, I told my dad what you told me to do and he said the insurance company already said it was totaled. They didnt even send a person to get it appraised. Oh well.

So yeah, I told my dad what you told me to do and he said the insurance company already said it was totaled. They didnt even send a person to get it appraised. Oh well.

Nononononoono!

THEY CANNOT DO THAT! It IS illegal, if they do you CAN sue them. Reject their offer (in writing). It's well worth a stamp.

Do not roll over and accept their first total loss offer! They will try to appraise the car at like $1500 when really it's worth closer to $4000-$6000.

Dude it's you're car, they are trying to STEAL it and sell it for parts!

=((((((((((((((((((((

oh man, allright, thanks