Seeking advice

Im very poor, so buying a car is not an everyday thing. Infact if i bought a car it would probably be my only car till im like 25.

Anyways the problem is i have 'soft' credit which means i can only get a car loan for 5000 MAX, but it goes down from there because my credit union goes by kbb with the miles.

Example: I went to a dealer, he had a 95 integra ls. I called my credit union and they said they could give me 5000 (it only had 67k on it). But it was a salvaged car, the guy said someone stole the seats and the door panel on it. It drove perfect and was clean, cept for a few scratches on the bumper. Since it was salvaged i only could get like 75% of the 5000.

Then i called for a 94 ls with about with like 140k on it and could only get 3300. This 1 had a clean title.

Anyways i start school sometimes this month and i wont have enough time to go looking for cars. I gave my current car to my aunt, so im also car less.

I just want to know if it would be better to close my insurance (i still have insurance even though i dont have a car) and pay the 180 a month on it or close it and save the money everymonth towards a new car.

I have about 320 a month after car insurance and other bills. so ill have 500 left if i get rid of the insurance. Im not sure how long its going to take to find a car with that low of miles as the salvaged car and still be around 5000.

So should i close my insurance or keep it?

also what websites do u look through to find a car?

www.recycler.com
www.autotrader.com
www.carfaire.com

ya buddy, i'm in the same boat as you looking for cars and being car less. This really sucks balls don't it? GOOD HUNTING

autotrader seems to be the best cause they actually have cars below 98.

www.carsdirect.com
www.carsoup.com
www.automall.com
www.cars.com

there r tons more but i dont remember because ive been to so many.

I think im just going to goto a dealer and pay the higher interest.