A Quick Winter Tire Question???

I'm looking to buy new rims and installing an Eibach ProKit and KYB AGX shocks. I'm currently using the stock rims on my 1999 Civic DX (185/65/14). The rims I'm looking at (Velox VX-8R) at 16's and come with 205/40/16 tires. I live in Michigan, and the winters can be pretty bad. During the winter I would want to put on my stock wheels. Will I run into any problems with the suspension or anything like that when i change?

I've had some scraping this year and I raised my car about 1". Depending on how low the ProKit is (I forget) you might run into problems. I took off my exhaust cause that would scrape.

The prokit lowers 1.25-1.5. When you usually scrape, how bad is it? Visible bodywork damage? Or is it just the underside that really doesn't matter?