Cash?

How many people carry cash or plastic, just wondering b/c I think I'm the only person out of all my friends who uses their debit card and not cash for everything I buy.

I carry around Cash and Credit Cards. Cash mainly for the miniscule(sp?) purchases like lunch and magazines, things of that nature. Credit Cards for larger purchases like clothes and nice restaurants. Never got into the debit card thing, I just perfer not to have another piece of plastic in my wallet.

Carry cash as well as a few flavors of plastic.

I carry cash cause I can keep track of it better than swiping the card man

I got into trouble when I was 18, and got my first card, so it is cash only. I'f I don't have the cash, I don't need it.


:twak:

Carry Visa and a debit and usually $20-$100 cash.

Originally posted by SniperX13
I'f I don't have the cash, I don't need it.


:iagree:

i carry cash, no cards, other them my TIME card. i normaly don't keep to much cash on me though unless i plan to buy somethig big..normaly..bout 20-30 bucks

I only use credit cards because all my credit cards have bonus's for using them... I've gotten a TON of free gas with my BP card, and I just got to pick from a huge list of stuff like trips, cameras, gift cards, etc for using my providian card.

Credit cards are useful for building credit and emergencies.

I usually carry about $10 for places that only accept cash.

cash, if i don't see it go, i'll just assume that it's still there

If I had a credit card, I'd be in major debt in about a month, and if I had a debit card, I'd never had money saved. So it's cash only for me.

plastic- it's the new age- I do carry around 30 Euros with me just in case though:wink:

Credit + emergency cash (~$20, small bills). I don't use debit anymore cuz it doesn't build credit.

And yes, spending mostly cash instead of plastic does make you spend less.

Until just recently when I started getting service charges, I used to use debit for everything, even like $3 stuff...way easier. However, now that I get like 20 transactions in my monthly service charge, then after that it's 50 cents per transaction, I tend to take out like $60 and let that last me for a while instead of just using up all my transactions.

I use debit for almost everything, that way I am paying just for what I need. I tend to spend when I have cash. I learned my lesson with credit cards...so I just keep 1 card for emergencies. It has an $1800 limit on it, I made them lower it so I don't get in deep again. It was $11,700 before...and it wasn't necessary :eek:

Cards are evil. I used to own one, cut it up and threw it away. I will probably never own one again if i can help it.

Originally posted by Steel
Cards are evil. I used to own one, cut it up and threw it away. I will probably never own one again if i can help it. :iagree: :worshippy

Credit cards are just good to build up credit so that you can actually finance or lease a car...

bah! i'll pay cash for my cars, all up front. No interest charges to pay.

Small items,bank checking accout access card.

Emergencies,Visa.

Domestic appliances,store finance,but only if it's genuinely interest-free.

Cars,cash or bank cheque.

Worktime snacks,staff canteen account.

Cash?obsolete.

Never used a card in my life, but I'm thinking about getting a bank card.

Credit cards are a wonderful thing. It’s the user that has the problems. The key is to pay them off every month. Discover Card does the cash back which pays me back about 200 bucks a year. So I am buying things that I would buy anyway (food, car insurance, gas, books, etc.) and just pay straight out of my checking account every month. Don’t use it for impulse buys and you’ll be just fine. Use it for them and you’re setting yourself up for a never ending spiral of credit card debt.

Originally posted by Steel
bah! i'll pay cash for my cars, all up front. No interest charges to pay.
No interest charges if you pay off the entire card each month. And cards are only worthless if you can't control your spending.

I don't usually carry around cash. I carry around my debit card, just as good and I can always cancel the card if it gets stolen, cash is just gone if it is stolen. I don't have a credit card, bad news, but I do need to get some revolving credit again.