300ZX for 16 year old?
Icemaster
07-30-2003, 07:38 PM
Hi I am 16, I think the 300ZX is awesome, but I wanted to question the insurance, I mean its high for me anyway, but would it be super high? I am using progressive, and its like at least $1,300-$1,600 like no matter what? So My question is, ....is the insurance on these things like crazyily hi?
BigItalian
07-30-2003, 08:25 PM
The insurance shouldnt be to high because you can list your 300zx as a passager sadan...
Z31Turbo
07-31-2003, 11:16 AM
Hey man I am also 16 and I have a 85 300zx Turbo, my insurance is pretty high because it is a two door, two seater, sports car, and on top of that it says Turbo on the registration, my insurance is around 1600 every 6 months, but its worth it! I am just waiting for my car to become a classic so my insurance will drop, i am not sure how many years it is before they consider the car a classic.
ZacPac
08-02-2003, 08:39 PM
im 17, i got my 86 na when i was 16. i dont have insurance :tongue:
Z31Turbo
08-02-2003, 11:34 PM
no insurance, you are lucky, thats my parents way of making sure i keep good grades, they threaten me with having to pay my insurance, i guess i will get good grades:thefinger !
Cheshire
08-05-2003, 04:17 PM
O-k, well I ahve a '85 300ZX Turbo, inssurance for me is 1,180 a year.
That is beause I get 15% off for having above a 3.0 GPA, and I watched some video and signed a paper that gave me another 15% off.
It was cheaper to insure me under my '85 Z than a '91 Dodge Caravan (van) all becasue of how old it is.
And cars become classics after 20 years.
That is beause I get 15% off for having above a 3.0 GPA, and I watched some video and signed a paper that gave me another 15% off.
It was cheaper to insure me under my '85 Z than a '91 Dodge Caravan (van) all becasue of how old it is.
And cars become classics after 20 years.
Cheshire
08-05-2003, 04:18 PM
oh and anyone who owns a 300Z should go here for forums, this site blows fat donkey dick where z's are concerned.
www.300zxclub.com
www.300zxclub.com
gottem
08-06-2003, 12:54 AM
af are decent, but more of a generic forum, i mean, they have them for pretty much every car, if you ask me, it just doesnt have a big following here, not many posts per day
Z31Turbo
08-06-2003, 02:36 PM
what did you sign to make your insurance lower, i could use some help with this, i have a 3.5 gpa but its still high
dragracingchimp1
08-06-2003, 08:24 PM
I am also 16 (well i will be in october) and i have the same question. A friend wants to sale me his 1990 300ZX non-turbo (for now:wink: ) for $6000. To top this off it has a new engine with only 20,000 miles on it and its a pre production model. How much would insurance be on this car if its not a turbo?
KoRnboy
08-13-2003, 10:29 PM
I'm 17 and about to buy an N/a ... if I remember correctly a 1990 (same year as the one I'm looking into) atleast for State Farm will cost about $280-300 a month... don't quote me I can't find my papers where I got the quote.
college_cars
08-14-2003, 10:13 AM
Hey dude, go for the Z car - Its AWESOME. Yes, the insurance may be a little high...but it will probably lower when you get older. I've had my Z TTurbo since I was 16 too, Red/black.
NissanShiFt
08-14-2003, 11:56 PM
Im 16 and getting a 1990 300ZX TT as a gift. How much would the insurance be. I have a gpa over 3.0
Henry8866
08-15-2003, 09:38 AM
Im 16 and getting a 1990 300ZX TT as a gift. How much would the insurance be. I have a gpa over 3.0
I dunno, but let's look at it this way. Sixteen years old + 300zxtt + sports car rate at insurance company for sixteen year old male(assuming u are male) new to driving = Very Expensive even with the good grade/drivers ed. discount
The only way to find out is have your parents call up a couple insurance companies to get some quotes.
I dunno, but let's look at it this way. Sixteen years old + 300zxtt + sports car rate at insurance company for sixteen year old male(assuming u are male) new to driving = Very Expensive even with the good grade/drivers ed. discount
The only way to find out is have your parents call up a couple insurance companies to get some quotes.
KORBBOY
08-22-2003, 11:59 PM
i heard that insurence companies catagorize the cars by their performance measures, and their body styles.
it is differed from company to company,
but according to nationwide, they say that
300z is in the same catagory as a corvette.
which means that the insurence cost will the same as driving a corvette
and on top of that having two turbos!!!!
im not sure about the older generations, but 1990+ really definately
a sky-rocketing price!!!
it is differed from company to company,
but according to nationwide, they say that
300z is in the same catagory as a corvette.
which means that the insurence cost will the same as driving a corvette
and on top of that having two turbos!!!!
im not sure about the older generations, but 1990+ really definately
a sky-rocketing price!!!
KoRnboy
08-23-2003, 01:55 AM
They score them according to the cost of the parts + crash test ratings + STOCK HP + and then body style. Ofcourse Hatch backs and coupes are going to be more, they're smaller. It's not so much the Twin Turbo's as it is the HP the car comes with stock. If you buy a N/a and slap on a couple turbo's and put out say 900 HP after some engine work, you pay the same for that as you do when it was a N/a with 222 HP. Then the age factors in, having to do with average driving experience and the number of accidents people that age cause or are a part of.
Oh, and the Value of the car at the time of quote, IE a 1990 300ZX TT say is work $7000 (made up a number) and a 1995 is worth $14,000. Well the overall value of the car is greater. So a corvette for example costs more than a TT did, a TT was at most ~$42,000 I think? New. A corvette runs about $50,000 so it'll be a bit more. :2cents:
Oh, and the Value of the car at the time of quote, IE a 1990 300ZX TT say is work $7000 (made up a number) and a 1995 is worth $14,000. Well the overall value of the car is greater. So a corvette for example costs more than a TT did, a TT was at most ~$42,000 I think? New. A corvette runs about $50,000 so it'll be a bit more. :2cents:
Rakshas
08-27-2003, 08:30 PM
There is a trick to this.
1. Register your parents as primary driver.
2. Add on two or three dummy cars (cars you own but wont drive ie parents cars)
3. PUt the deductible on the other car to as high as it will go (higher deductible=lower rates)
It could cut your rates in half.
1. Register your parents as primary driver.
2. Add on two or three dummy cars (cars you own but wont drive ie parents cars)
3. PUt the deductible on the other car to as high as it will go (higher deductible=lower rates)
It could cut your rates in half.
chickan_z
09-01-2003, 12:38 AM
I'm 18 years old, personall own a 1990 300ZX N/A (which I worked my tail off to get) and my insurance is $180 per sixth monthes, Its under my dad's name, who also happens to have like 4 under cars under his name lol, so yeah its nice :)
300zxtc
10-05-2003, 03:13 AM
Hi I am 16, I think the 300ZX is awesome, but I wanted to question the insurance, I mean its high for me anyway, but would it be super high? I am using progressive, and its like at least $1,300-$1,600 like no matter what? So My question is, ....is the insurance on these things like crazyily hi?
hey i'm 20 from australia and i own a 300zx tt 91 and insurance over here is shit costs me $5000 a year but i love the car tho but i'm thinking a r32GTR? or a 300zx i dunno if i should stick to my 300zx and do it up of go r32 gtr bang for bucks and go for power not style and looks?
hey i'm 20 from australia and i own a 300zx tt 91 and insurance over here is shit costs me $5000 a year but i love the car tho but i'm thinking a r32GTR? or a 300zx i dunno if i should stick to my 300zx and do it up of go r32 gtr bang for bucks and go for power not style and looks?
DSM_tuner
10-30-2003, 08:01 PM
i heard that insurence companies catagorize the cars by their performance measures, and their body styles.
it is differed from company to company,
but according to nationwide, they say that
300z is in the same catagory as a corvette.
which means that the insurence cost will the same as driving a corvette
and on top of that having two turbos!!!!
im not sure about the older generations, but 1990+ really definately
a sky-rocketing price!!!
It differs between companies. i have a 94 eclipse with fullbody kit. my insurance would be the same even if i have turbo becuase my insurance just goes by hte name(eclipse).its considered high risk.
it is differed from company to company,
but according to nationwide, they say that
300z is in the same catagory as a corvette.
which means that the insurence cost will the same as driving a corvette
and on top of that having two turbos!!!!
im not sure about the older generations, but 1990+ really definately
a sky-rocketing price!!!
It differs between companies. i have a 94 eclipse with fullbody kit. my insurance would be the same even if i have turbo becuase my insurance just goes by hte name(eclipse).its considered high risk.
datsunadict
11-06-2003, 10:43 AM
well at 19 years old with no tickets and no wrecks on my record. and factoring in student status with track and motorcycle endorsements on my liscense. my 78 NA z has never cost me less than 200 a month for liability and never less than another 200 a month for full coverage. with a better driving record than me and even a less powerful car, you are probably looking at similar numbers. god help you if you have a worse driving record. :banghead:
KoRnboy
11-06-2003, 12:04 PM
17 with a perfect record and being out of High School (Waiting for College) liability for me on a 92 Z32 TT was about $100 a month... That's with my mom's car on the policy, and myself as the primary driver, never got it but that was what it would have cost.
Entreri33
11-06-2003, 11:17 PM
I dont know how a 16 yr old can afford to pay all that insurnace and still afford gas. Im 34 and have a great IT job and still wonder if I have enough at the end of the month.
KoRnboy
11-07-2003, 10:18 AM
Well a 16 year old usually doesn't have any other expenses...
NVDZ31
11-09-2003, 06:12 PM
WEll, right now I'm drivin a 95 neon SPORT sedan wit a 3.6 GPA and drivers ed! I'm 16 btw! BUT......i got a speeding ticket 2 weeks ago doin 96 in a 65 *$335 and 6 points* I'm going to court Tuesday to see what happens, but I took that defensive driving course last saturday to reduce/drop my ticket! And on my dad's name for the neon, i was paying $70 a monthwith Geico! About how much would it be for a 85 turbo 300zx, or a 86 NA 300zx?? without the ticket, or with.......say $150 and 2 points??
QKRTHANU
11-09-2003, 08:34 PM
well im 16(well friday i am) and i have a 1990 300zx 2+2 and insurance is kinda bad but since i took drivers ed and have good grades it cut it down grately. u shouldnt be too worried.
NVDZ31
11-12-2003, 05:47 PM
Well, I went to court Tuesday and the State Troop dropped it to $77 and 2 points! Not that bad, eh? lol, still sux!
AmazinZ
11-13-2003, 10:34 PM
i have an 86 na that im making into a turbo and it only costs me 500 dollars every six months. i get mine through prudential. If i was on my own it would only cost me 830 dollars. im 19 so the 3 year age difference might matter. I also live in New York
ZXTT
11-13-2003, 11:12 PM
Most insurance companies will rate the insurance cost of a sport cars according to the youngest listed driver. Those of you who have insurance under their parents name should check they are actually covered; the insurance company is well within their right to dishonour a claim if you weren’t listed as a driver on the insurance.
Smurphdawg
11-16-2003, 06:25 PM
Hey, whatever works. Just dont be an idiot and speed all the time (just some lol). Remember, with this type of car, a lot of kids that start driving forget that they have a lot of power at their foot that can get away from them in a big hurry, so just be careful and your baby will be good back to you
NISMO LMR
11-16-2003, 08:09 PM
Well, im 17 I own a 1990 300ZX N/A Automatic... At least thats what they think. haha. Coming soon is VG30DETT 5-speed, with the UAS Monster intercooler :biggrin: . But its still in the air. I got my Z when I was 16, and insurance was 35 dollars a month due to it being in my fathers name, and 5 other cars (96' Trooper, 2003 Trailblazer, 2001 Jaguar, 2000 2 door Yukon, and 2000 WRX) so it was cheap. Oh and dont let the other cars fool you, my brothers and I were forced to work our asses off to obtain our cars. We all mowed lawns since we were 6 to get those damn things :p . (WRX oldest bro, troop and yuk middle bro) Hell, I bought mine for 1900 bucks, painted her through the local college for free, and fixed the broken lifters for 75 bucks... Its funny what you get when you work a lil' eh? :lol: And KoRnboy... I like your quot, I do think the same way about things, very theoretical. "But I personally think that life itself is just a simple dream that is projected and affected by our own means of self escape, there is no such thing as death, life is only a horrible dream changed and altered by the imaginations of our selves." O and to answer your question home-boy, a Z is worth it! And to answer the poor-ol-blokes question from Aussey, go with the R32... Drive ur ass over to Sydney, then to Unique Auto Sports on Victoria ave. and buy ur ass an R32! Im sure John'll(john penlington, hes kinda a celeb. over here) help u out! Speaking of John... I want his Z. Haha! And if you see him, ask him when that carbon fiber wing's coming along. damn, what were we talking about??? :confused: :rofl: peace
KoRnboy
11-16-2003, 08:45 PM
KoRnboy... I like your quot, I do think the same way about things, very theoretical. "But I personally think that life itself is just a simple dream that is projected and affected by our own means of self escape, there is no such thing as death, life is only a horrible dream changed and altered by the imaginations of our selves."
Thanks, used to write poetry a lot... then kind of stopped coming to me, and that just came to me one day.
Thanks, used to write poetry a lot... then kind of stopped coming to me, and that just came to me one day.
NVDZ31
11-17-2003, 08:58 PM
Hey, I was thinkin, but what would be some good plates for an 85 turbo 300zx!? Here are some:
BOOSTDZ
BSTD85Z
TIHS WA........read backwards
NIZTRBO
EZ BOY
XES LARO.......read backwards also
Any more?? I saw some on a lil tag plate list, but I would like some suggestions please! Thanx
BOOSTDZ
BSTD85Z
TIHS WA........read backwards
NIZTRBO
EZ BOY
XES LARO.......read backwards also
Any more?? I saw some on a lil tag plate list, but I would like some suggestions please! Thanx
NISMO LMR
11-17-2003, 10:07 PM
Why not ECSTAZ, :p . Mines simply ALT-0167, yes it is special made, and yes you would have to be me to know what the hell it means, haha.
QKRTHANU
11-18-2003, 06:45 AM
i know what it means. well kinda. cause if u type ALT+0167 on your keyboard u get this. §. a cool plate would be BYE-BYE
NISMO LMR
11-18-2003, 01:18 PM
Exactly man, but does it mean anything to you??? haha... Ok this thread is officially milked to death... :gives:
NVDZ31
11-18-2003, 06:07 PM
Thanx, I like those 2......ecstaz and byebyeZ perhaps?? lol
NISMO LMR
11-18-2003, 06:47 PM
Go with ECSTAZ... Thats tight, I want to do it now, haha. peace
NVDZ31
11-24-2003, 03:30 PM
Aight, it's a deal! lol
NISMO LMR
11-24-2003, 07:11 PM
When do I get my props for the best Z license plate ever thought up? haha
rizzspeed
11-27-2003, 06:29 PM
Man, I gotta start monitoring you more often. When left unchecked, you sure do get obnoxious real quick, don't cha? LOL
zudano
12-18-2003, 01:53 AM
Im 18, have a very good driving record and just was in an accident, not my fault, with some of the money i went out and bought a 1990 300zx 2+2, before i did this i made sure to call my insurance company "GEICO" from a 92 celica which was cheaper then when i drove a 89 taurus, my insurance went uo $310 every 6 mth so $620 more a year....for a 300zx i dont think that raise is that bad
NISMO LMR
12-18-2003, 06:23 AM
Deffinately NOT that bad, Z is worth it all, and Rizz... That hurts my feelings man, haha. Yea I get obnoxious, as teenagers tend to get. And Rizz, im getting a patent on my engine :D . Im gonna be riiiiaaach biiiaaatcchh! Haha, I hook it up when I am dude. Peace
eavy_metal_666
12-21-2003, 08:20 PM
the insurance isnt too bad, but the car is worth it, it will stop the shit out of those pos muscle cars
NVDZ31
12-22-2003, 11:48 AM
Well, how about an 85 turbo 5 speed for $800 and another 85 turbo 5 speed parts car for free!? Not too shabby eh?? And it's all mine!!
sp00nz
12-22-2003, 11:37 PM
insurance pah it doesn't matter. I'm 18 and own 2 300zx's. a 1993 and a 1986 and hell I work a shitty job just to pay for the insurance but god damn I love driving those cars :D
sgainer
12-25-2003, 09:57 PM
ok, well im looking to get a 300ZX TT in a few weeks and i am 15.. my insurance isn't bad on it at all. infact a honda civic SI is more then a 300Z TT!
INismo DrifterI
01-26-2004, 02:23 AM
Im 18, I have a 96 Z32 N/A. Ive Been in One car accident when i was 17 and even with a good student discount, 1000 deductiable, and with the car under my dads name and having me as a secondary driver.. My Insurance is 250/ month... But besides the insruance the car is awsome.... its soo great pulling up next to hondaz because their soo intimidated by Z's
89Turbo944
01-26-2004, 04:52 AM
sgainer so how is it that you can get good insurance on a high hp sports car and be only 15? Any you cant buy the car yourself, you arent old enough you parents have to buy it for you. I really dont care if someone wastes a 300ZX cause that just makes mine worth more:D
KoRnboy
01-26-2004, 12:39 PM
Amen, but the TT's are the way to go, I'm about to get mine and start working on that along with the Teg for my g/f. BTW 89Turbo944 is that your Z? If so then that's one sick Z :bigthumb:
s0nny80y
01-29-2004, 04:09 PM
I thought i was the only one! I'm fifteen too but i'm getting insured (and my dads 92 civic lx <i dont like it>) but with the civic alone in south florida, insurance is 2000 every 6 months. I still plan to work for the Z32 TT (or a SW20 w/3sgte swap) and plan to purchase by next feburary. I chose those two cars because they're not that commonly tuned/(drifted maybe) down here (usually civics and tegs)
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