Insurance Question(16 Yrs Old)

how much would my insurance be if i got insurance for my 1990 Honda CRX DX? i'm only 16 :mad: and i know i'll be paying a lot, but how much you guys think it'll cost me a month? How about if i got my own policy? How much would it cost then? Or...if i got my dad to put me under his name, how much you think it'll be? Right now, we have geico, and we pay 78 bucks a month for our 94 Pontiac Grand AM, and like 200 for our 2002 Nissan Xterra. now i'm buying a 90 CRX DX for 800 bucks, and i think my dad will make me get my own insurance. I don't feel like calling up the insurance and ask questions, so i thought it'll be easier to see what others experiences have been. Thanks.

well it depends on the amount of coverage you want, and whether or not your dad puts you under his coverage.

if your on your own, like i was, for basic liability, i was paying about 175/month, now that im older and have taken many courses for full coverage, i only pay 230/month, which is pretty good for NY. if you are under your dads, then your ins would prolly be less than 100bux, but if your ever in an accident or some shit, then ur dads ins will go way up.

CT should be lower than these.

how old were u when you got your own?

man just call the companies and ask... its the only way to find out...

I don't know about gieco I know progress classes the CRX DX as a econmany car that will affect the cost alot! about 200 for 3months probbly. also see about good student and drivers ed save lot of money.

i was 16, just like you.

if i get my own insurance, and the car is in my dad's name, does he have to be in my insurance policy as well?

I got Geico, under my dad's name, with full coverage, I'm payin' roughly $200 a month for my CRX Si.

Originally posted by Marc-OS
I got Geico, under my dad's name, with full coverage, I'm payin' roughly $200 a month for my CRX Si.

damn thats pretty good ... whats your record like?

I got a perfect record, no tickets, no accidents, well, one accident, but it wasn't my fault, so it's all good.

oh ok ... I got an at fault so my insuance kinda sucks

well luckily for me, of the 19 tickets i have in my 5yrs of driving, only one of em has ever been posted to my record and it was for illegal colored lights.

howd you get off the other 18?

beats me, i guess the fuzz never reported em to my insurance co.

interesting ....