| COMPLETELY off-topic Talk about anything other than cars. But you can't be mad and angry in this forum! |
07-08-2003, 08:09 PM
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#1
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AF Enthusiast
Join Date: Oct 2001
Location: Middle of Nowhere
Posts: 1,122
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Where can I get a credit card with no credit?
Hey all,
I just applied for a couple of credit cards, and got turned down for both. Any of you know any companies that give cards to people without any credit? I need a new clutch, and I need a credit card to pay for it 
-Grendel
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07-08-2003, 08:59 PM
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#2
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AF Enthusiast
Join Date: Jun 2002
Location: k, Illinois
Posts: 2,278
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Bank of Mom & Dad 
Try and get them to co-sign or something or maybe take a loan out with them if you can't get none anywhere else. Plus credit cards are bad, I only use cash.
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07-08-2003, 09:40 PM
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#3
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Aussie Mod
Join Date: Dec 2001
Location: 127.0.0.1
Posts: 13,268
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Here in Oz, you can get Visa cards that are Debit (connected toyour savings account), but work hust like a credit card.
__________________
Quote:
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Originally Posted by RaeRae1
Blessed are the cracked ones for they are the ones that let in the light.
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07-08-2003, 10:45 PM
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#4
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AF Enthusiast
Join Date: Oct 2001
Location: Middle of Nowhere
Posts: 1,122
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Quote:
Originally posted by Oz
Here in Oz, you can get Visa cards that are Debit (connected toyour savings account), but work hust like a credit card.
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But thats the thing, my savings has just enough to cover rent and bills/food... and I need a clutch really bad... I need some of that "free" money you get with a credit card 
-Grendel
BTW... I know credit cards are bad, but they can save your ass when your broke...
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07-08-2003, 10:55 PM
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#5
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AF Enthusiast
Join Date: Aug 2002
Location: mesa
Posts: 919
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go to a sports game or an event they will typicaly have booths outside where if you sign up you are entered in a drawing for some kinda somethin, but they accept everyone at the little booths.
__________________
I don't know. Somehow a potbellied japanese man sporting a mullet and flannel with a couple of GTRs up on cinderblocks in his front yard seems a little hard to believe.
freedom is just another word for nothing left to lose
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07-08-2003, 11:00 PM
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#6
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Banned
Join Date: Apr 2002
Location: Newcastle
Posts: 2,968
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It will just make you more broke. Forget it. Wait.
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07-09-2003, 12:36 AM
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#7
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Banned
Join Date: Mar 2003
Location: Fort Wayne, Indiana
Posts: 3,179
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right when I graduated from highschool I got a capital one credit card. I had no credit, so they approved me for $500. If you keep paying it off, they keep raising you limit. In two years mine is like $8000 on that card.
Get an ACT clutch BTW. I just put mine in a month ago, its awesome.
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07-09-2003, 10:20 AM
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#8
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AF Regular
Join Date: May 2003
Location: Miami, Florida
Posts: 485
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Do not apply for too many credit cards...it lowers your credit points (or something to that tune) and then your credit gets even lower and you REALLY (edit*) won't be able to get one. And, yeah, Capitol One is a good source for a first card.
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...then again, I might just be a noob.
"There is no good, there is no bad.
Just perspective and opinion." -Squall
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07-09-2003, 10:58 AM
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#9
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Funding the welfare state
Join Date: Feb 2001
Location: Petoskey, Michigan
Posts: 17,804
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You can find unsecured credit cards, but be prepared for outrageous interest rates. Try not to keep a balance on there any longer then you have to.
Go here http://www.credit-land.com/index.php?sid=10 you should be able to find one in there.
__________________
Resistance Is Futile (If < 1ohm)
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07-09-2003, 12:08 PM
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#10
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AF Enthusiast
Join Date: Aug 2001
Location: City
Posts: 2,366
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Credit cards are the  I just got out of a ton of debt a few months ago. I got sucked into the game and have 5 different cards with balances, a big loan with my car as security...all this on top of paying rent and utilities. It sucked paying off all that stuff, but I got it done. I kept one card with a low limit on it for emergencies. If you get one, just keep one. Visa and Mastercard are the most accepted ones so get one or the other. There is no need to have a Sears, gas card, department store card etc because they all will take Visa or MC. Keep it just for emergencies and don't make frivolous purchases.
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07-09-2003, 12:11 PM
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#11
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AF Enthusiast
Join Date: Oct 2001
Posts: 1,221
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The Capital One College CC is easy to get.
CC's are evil. Platinum = endless temptations. 
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