 |
 |
 |
|
|
 |
| Search | Car Forums | Gallery | Articles | Helper | AF 350Z | IgorSushko.com | Corporate |
 | | ||
| |
|
| Latest | 0 Rplys |
|
|||||||
 |
 Show Printable Version |  Email this Page | 
Subscribe to this Thread
|
|
|
Thread Tools |
08-26-2003, 05:42 PM
|
#1 | |
|
AF Newbie
Join Date: Aug 2003
Posts: 16
Thanks: 0
Thanked 0 Times in 0 Posts
|
How much is motorcycle insurance for an 18 year old?
Hey. How much would it be to insure a motorcycle (something like a zx-6r or zx-7r) for an 18 year old with a clean driving record? Thanks!
|
|
|
|
08-26-2003, 06:36 PM
|
#2 | |
|
AF Enthusiast
Join Date: Jan 2002
Location: Youngstown, Ohio
Posts: 134
Thanks: 0
Thanked 0 Times in 0 Posts
|
If you can get insurance, expect to dish out 3 to 4,000 a year.
|
|
|
|
|
08-26-2003, 08:41 PM
|
#3 | |
|
AF Enthusiast
 
Join Date: Apr 2003
Posts: 704
Thanks: 0
Thanked 0 Times in 0 Posts
|
3-4k per year ?!?!?
im 18 and i was thinking of getting a Honda cbr 600 f4i but not if its 4k per year on insurance thats straight bullshit. |
|
|
|
|
08-26-2003, 09:08 PM
|
#4 | |
|
AF Enthusiast
Join Date: Mar 2002
Location: scottsdale, Arizona
Posts: 742
Thanks: 0
Thanked 0 Times in 0 Posts
|
3-4K is a good rate, I know people who pay over 5K a year for liability.
__________________
......or if your a loser who drives a Civic with a type R sticker, racing stripes, blasting really bad rap music through your suburban area with your pretentious "I’m 21 but I’m still in high school girlfriend" while driving with your hand up on the top of the steering wheel exposing your underdeveloped pasty white vitamin deficient arm and wearing your backwards BS upside down visor hat while feeling the tacky as a "Florida vacation" single diamond earring in your ear, If you are this person...with any luck the sun in its precise celestial positioning as you putter on by...will reflect its scorching rays into your earring, bouncing intensely in your rearview, and finally making contact with your eyes through the thin cheap lense of $5 gas station Oakley rip off glasses.. then burning your retnal cones into smoldering melting gobs of ocular material as you are blinded by the purest form of energy in our known universe, and as you scream no one can help or hear you because they don’t know what’s going on since the weed whacker sound of your shitty tiny little muffler which makes the Civic sound like a 747 rages on underneath making everyone turn at disgust and comment to thier husbands or wives how much of a dickweed you are by attaching that automotive abnormality to your stock economical daily driver engineered by Japanese Automotive specialists to fit the needs for entry level business workers in their early 30's, however your pathetic looking $11,000 car which you want to look like a friggin spaceship with redundant ground effects is now out of control since you are blinded, and as your car plunges off the side of a cliff while you scream in the purest form of terror while knowing you have lived a horrid excuse for a life, by doing the bare minimum in every facet of existence, while getting fired from one pathetic job to another, the majority of your time spent slacking smoking dope, getting kicked out of school, polishing your "game" on sweet innocent underage girls you eventually 'de flower' through exhaustive yet succesful attempts to get the date rapist drugs you have stashed in the glove compartment, into your poor victims drinks while offering them to take the "Pepsi Challenge" while making your mother hate you, and your poor father who wishes he had a daughter instead of your pathetic ass, since a girl would be more of a man than you ever were, like the occasion when you were hit in the arm by a wild pitch in little league, then you cried like a fat kid who dropped his ice cream cone, I'm already envisioning you impacting the rocks below, in a spectacular fireball ignited from the residue hairspray from your girlfriend plastered in the fabric passenger seat, blinded by your earring, deafened by the loud "Bling Blingin", and I will smile and roll around on the ground in orgasmic delight while you are consumed by flames whose intense heat and fury will liquefy your bone marrow that I will use to make jelly beans out of and eat them happily at your funeral as midgets dressed like Alex 6005321 from "A Clockwork Orange" dance around your coffin to loud industrial style techno music and strobe lights, and I will sleep soundly at night knowing another successful conquest of Darwinism has been attained. |
|
|
|
|
08-27-2003, 12:15 AM
|
#5 | |
|
AF Enthusiast
Join Date: Jul 2003
Posts: 130
Thanks: 0
Thanked 0 Times in 0 Posts
|
I dont understand why its so much though...
You wont do much damage to anyone else (unless its a pedestrian or another motorcycle) when you crash a motorcycle. I think your medical insurance covers you if you are hurt and motorcycles are cheap compared to cars so it wouldnt be much for the insurance company to fix or replace after an accident. Just my  |
|
|
|
|
08-27-2003, 12:43 PM
|
#6 | |
|
AF Enthusiast
Join Date: Mar 2002
Location: scottsdale, Arizona
Posts: 742
Thanks: 0
Thanked 0 Times in 0 Posts
|
Sportbikes are insanely easy to steal, especially because so many people crash their bikes and you can buy their frames, switch everything over from the stolen bike, and get a salvage title and a clean bike. Not to mention the fact that if you drop a sportbike you almost have to have insurance pay for it simply because of how much everything costs to repair (over 1K in plastics alone). The biggest reason it costs so much is because people are stupid, and cocky, even if it isn't all the time, being on a sportbike while being an idiot about multiplies your chance to get killed or crash by about 10000%
__________________
......or if your a loser who drives a Civic with a type R sticker, racing stripes, blasting really bad rap music through your suburban area with your pretentious "I’m 21 but I’m still in high school girlfriend" while driving with your hand up on the top of the steering wheel exposing your underdeveloped pasty white vitamin deficient arm and wearing your backwards BS upside down visor hat while feeling the tacky as a "Florida vacation" single diamond earring in your ear, If you are this person...with any luck the sun in its precise celestial positioning as you putter on by...will reflect its scorching rays into your earring, bouncing intensely in your rearview, and finally making contact with your eyes through the thin cheap lense of $5 gas station Oakley rip off glasses.. then burning your retnal cones into smoldering melting gobs of ocular material as you are blinded by the purest form of energy in our known universe, and as you scream no one can help or hear you because they don’t know what’s going on since the weed whacker sound of your shitty tiny little muffler which makes the Civic sound like a 747 rages on underneath making everyone turn at disgust and comment to thier husbands or wives how much of a dickweed you are by attaching that automotive abnormality to your stock economical daily driver engineered by Japanese Automotive specialists to fit the needs for entry level business workers in their early 30's, however your pathetic looking $11,000 car which you want to look like a friggin spaceship with redundant ground effects is now out of control since you are blinded, and as your car plunges off the side of a cliff while you scream in the purest form of terror while knowing you have lived a horrid excuse for a life, by doing the bare minimum in every facet of existence, while getting fired from one pathetic job to another, the majority of your time spent slacking smoking dope, getting kicked out of school, polishing your "game" on sweet innocent underage girls you eventually 'de flower' through exhaustive yet succesful attempts to get the date rapist drugs you have stashed in the glove compartment, into your poor victims drinks while offering them to take the "Pepsi Challenge" while making your mother hate you, and your poor father who wishes he had a daughter instead of your pathetic ass, since a girl would be more of a man than you ever were, like the occasion when you were hit in the arm by a wild pitch in little league, then you cried like a fat kid who dropped his ice cream cone, I'm already envisioning you impacting the rocks below, in a spectacular fireball ignited from the residue hairspray from your girlfriend plastered in the fabric passenger seat, blinded by your earring, deafened by the loud "Bling Blingin", and I will smile and roll around on the ground in orgasmic delight while you are consumed by flames whose intense heat and fury will liquefy your bone marrow that I will use to make jelly beans out of and eat them happily at your funeral as midgets dressed like Alex 6005321 from "A Clockwork Orange" dance around your coffin to loud industrial style techno music and strobe lights, and I will sleep soundly at night knowing another successful conquest of Darwinism has been attained. |
|
|
|
|
08-27-2003, 01:07 PM
|
#7 | ||
|
AF Fanatic
 
Join Date: Sep 2001
Location: La Vergne, Tennessee
Posts: 9,253
Thanks: 110
Thanked 46 Times in 43 Posts
|
Re: How much is motorcycle insurance for an 18 year old?
Quote:
Sorry, but all males have balls that say "Go Faster!!!", "This looks like something stupid I could pull-off" or just simply "______" aka. NOTHING. While there are those who can restrain themselves from the first two urges, those who can't, and those who fall into the "no thought" category tend to crash causing our damn insurance rates to go through the roof. Insurance can be found for relatively cheap if you buy a used early 90's street bike with LESS than 600ccs. Most companies use either cc's or "type of bike" (sportbike, cruiser, etc) to rate insurance. Either way, getting a smaller cc bike that isn't considered a true sportbike is the cheap way to go for insurance. Clean driving record means nothing b/c that's a CAR, not a BIKE.  Okay, it means VERY little, but you get the idea now.
__________________
Like a boy - but BETTER! 2005 Subaru Forester 2.5X 1997 Honda Civic EX Coupe Inform yourself: AF User Guidelines |
||
|
|
|
08-31-2003, 04:29 PM
|
#8 | |
|
Banned
Join Date: Jul 2002
Location: Austin, Texas
Posts: 199
Thanks: 0
Thanked 0 Times in 0 Posts
|
Im 19 and my insurance is only about $900 a year! But the catch is that I have two other cars and its not my primary source of transportation!
 And i live in the lowest insurance rate county in Texas! |
|
|
|
|
09-03-2003, 10:05 AM
|
#9 | |
|
AF Regular
 Join Date: Jun 2003
Posts: 243
Thanks: 0
Thanked 0 Times in 0 Posts
|
My insurance for my bike is $300, I dont know if thats becaue i pay $1000 for my car also...
|
|
|
|
|
09-03-2003, 10:06 AM
|
#10 | |
|
AF Regular
Join Date: Jun 2003
Posts: 243
Thanks: 0
Thanked 0 Times in 0 Posts
|
Oh and im 19, and it was the same price for me that last 2 years ive had the bike.
|
|
|
|
|
09-03-2003, 02:43 PM
|
#11 | |
|
AF Enthusiast
Join Date: Mar 2003
Location: Amarillo, Texas
Posts: 617
Thanks: 0
Thanked 0 Times in 0 Posts
|
well i called and got a quote today from Dairyland and it is $268 a yr. I am 16 do not have my car insured with them, not taken the MSF course yet, and no accidents and tickets. Also I am in TXxx
__________________
Name is Luke. Faster and Faster until the thrill of speed overcomes the fear of death.  CompletelyStock except 17 Enkei RS6, Megan racing Downpipe-3" piping-megan racing muffler. no cat. K&N filter. |
|
|
|
|
09-06-2003, 04:44 PM
|
#12 | |
|
AF Enthusiast
Join Date: Mar 2002
Location: scottsdale, Arizona
Posts: 742
Thanks: 0
Thanked 0 Times in 0 Posts
|
And I can get liability for 17$ a month, but like hell if I am ever going to do that. Also I am not talking about regular motorcycles, I am talking about sportbikes or bikes with the letter "R" in its model name. I have full coverage on my vtwin at 57$ a month, but my R1 is much much more.
__________________
......or if your a loser who drives a Civic with a type R sticker, racing stripes, blasting really bad rap music through your suburban area with your pretentious "I’m 21 but I’m still in high school girlfriend" while driving with your hand up on the top of the steering wheel exposing your underdeveloped pasty white vitamin deficient arm and wearing your backwards BS upside down visor hat while feeling the tacky as a "Florida vacation" single diamond earring in your ear, If you are this person...with any luck the sun in its precise celestial positioning as you putter on by...will reflect its scorching rays into your earring, bouncing intensely in your rearview, and finally making contact with your eyes through the thin cheap lense of $5 gas station Oakley rip off glasses.. then burning your retnal cones into smoldering melting gobs of ocular material as you are blinded by the purest form of energy in our known universe, and as you scream no one can help or hear you because they don’t know what’s going on since the weed whacker sound of your shitty tiny little muffler which makes the Civic sound like a 747 rages on underneath making everyone turn at disgust and comment to thier husbands or wives how much of a dickweed you are by attaching that automotive abnormality to your stock economical daily driver engineered by Japanese Automotive specialists to fit the needs for entry level business workers in their early 30's, however your pathetic looking $11,000 car which you want to look like a friggin spaceship with redundant ground effects is now out of control since you are blinded, and as your car plunges off the side of a cliff while you scream in the purest form of terror while knowing you have lived a horrid excuse for a life, by doing the bare minimum in every facet of existence, while getting fired from one pathetic job to another, the majority of your time spent slacking smoking dope, getting kicked out of school, polishing your "game" on sweet innocent underage girls you eventually 'de flower' through exhaustive yet succesful attempts to get the date rapist drugs you have stashed in the glove compartment, into your poor victims drinks while offering them to take the "Pepsi Challenge" while making your mother hate you, and your poor father who wishes he had a daughter instead of your pathetic ass, since a girl would be more of a man than you ever were, like the occasion when you were hit in the arm by a wild pitch in little league, then you cried like a fat kid who dropped his ice cream cone, I'm already envisioning you impacting the rocks below, in a spectacular fireball ignited from the residue hairspray from your girlfriend plastered in the fabric passenger seat, blinded by your earring, deafened by the loud "Bling Blingin", and I will smile and roll around on the ground in orgasmic delight while you are consumed by flames whose intense heat and fury will liquefy your bone marrow that I will use to make jelly beans out of and eat them happily at your funeral as midgets dressed like Alex 6005321 from "A Clockwork Orange" dance around your coffin to loud industrial style techno music and strobe lights, and I will sleep soundly at night knowing another successful conquest of Darwinism has been attained. |
|
|
|
|
09-08-2003, 12:09 AM
|
#13 | |
|
AF Newbie
Join Date: Sep 2003
Posts: 1
Thanks: 0
Thanked 0 Times in 0 Posts
|
Re: How much is motorcycle insurance for an 18 year old?
Im 18, i have a Honda 2003 CBR 954 i live in ohio, i have state farm insurance and i pay 160 a month for full coverage. Its the cheapest i could find, progressive wanted close to 8k a year and thats just a little bit too much!
|
|
|
|
|
09-19-2003, 03:42 PM
|
#14 | |
|
AF Newbie
Join Date: Sep 2003
Posts: 2
Thanks: 0
Thanked 0 Times in 0 Posts
|
sounds pretty cheap ;o
how much do you guys think it is for me to get a ninja 250 ;p i dont wanna die so fast hehe so i'm starting out realllllllly small... and make my way up. i'm 18 and no riding experience |
|
|
|
|
09-19-2003, 11:19 PM
|
#15 | |
|
AF Enthusiast
 
Join Date: Jan 2002
Location: playa mexico
Posts: 2,958
Thanks: 0
Thanked 2 Times in 2 Posts
|
ok, now I trid to get a quote through dairyland and halfway thorugh me listing my offenses to them they told me they were unable to rate me, anyone know of a company that will insure someone 19yrs old on a sport bike with a driving record on the complete opposite side of "CLEAN".
and if where you live youll be able to get youre money back from the 250, then go for it, but if not I think youll be done with that in a few weeks tops. I never even rode a sport bike and hopped on a R1 as my first, Ive only gone 4 days so far so IM not in the clear yet, and NOONE will ever ressomend that as a first bike, but id get like a mid-late 90's 600F3 at the least, again though, only if the 250 would end up a loss of cash when you sold it. and Ive gotten a quote and pretended I didnt have anything on my record and it was very reasonable for a 03 F4i. so the older F3 shouldnt be a problem.
__________________
current -84 datsun 720 4x4(2nd time)-93 accord-90 camry V6-90 warrior-94 300ex history: -01 R1-04 daytona 600-94 teg RS-95 teg LS -91 teg RS-92 teg GSR-94 civic CX hatch (3 times) -94 civic DX-96 civic HX-97 Accord LX-72 superbeetle -74 beetle-84 silverado-66 c10-74 maverick-78 280z -84 200sx-86 tercel wagon-95 mustang V6 |
|
|
|
| |||||||||||||||||||||||
|
POST REPLY TO THIS THREAD |
 |
|
|
