You'll also find out many people are only plastic rich. Many people are 10's of thousands of dollars in debt on several credit cards because they have to have nice things. That doesn't include their ridiculous mortgage or high dollar car payments. Those people only look rich, but in reality live paycheck to paycheck.
I personally have around $4500 in credit card debt myself. I don't appear rich and don't try to act like I am. Only reason I got back like this was I've put off my car rebuild too long and the only way it will ever get done is to spend money I don't currently have and pay it back on a month to month basis. I intend to get back to plastic debt freedom and I will never let myself get in so deep that there is no recovery.