Tonight I bumped into a person. I was driving into the sun and there was a glare, next thing I knew I was jamming on my brakes because the man had stopped. There is absolutely no damage to my car, and his has a few scratches on it. However, his car is an older car (2000 Maxima) and had some prior scratches. I am not sure whether I should tell him to get a quote and I will pay out of pocket, or if I should go through my insurance company? I have had my license for 10 years and have never been in an accident. What do you think is the best thing to do. I am not exaggerating when I say there is NO damage to my car and his car looks like after a few years of parallel parking very little marks on it. Please give me some advice so I may act on this tomorrow, 7/20/06, morning. Thanks for all your input.