It is kind of hard to believe that current economy is not allowing you to purchase a vehicle. Use to work for Chevy Dealership for 6 years and with score like yours you would be approved instantly.
Now the question is, how much of a vehicle are you looking to buy?
Are you in debt?
These are the questions. Now, do not go to LandingTree and other online rating sites to get a loan, instead visit your local dealer who will work with you personally.
One thing to remember and this goes to all of you. 25-31st of December, you can get much better deal on any vehicle you want to buy, also look for rebates, incentives and combine them. The price you see on the sticker is $2000 more than "selling" price (excluding Corvette). ) [New cars]This is how it works. Tell your dealer to give you an print-out, than look for digits in upper side of that specific paper, there you can see the real cost hidden by some other numbers. (i.e 0008435728) that 8453 - $3000 is the price your dealer paid for and this is for used cars, new cars take $2000 from the same number.
All right, I went miles away from your original question, but now you got the whole 9 yards.
Good Luck,
UKMK