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Old 10-14-2009, 12:22 PM   #1
giner
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Insurance payout question

Hi,

My 1997 GMC Jimmy was in a collision (other driver 100% at fault) and his insurance co. (State Farm) appraiser has estimated the damage at $4750, and that the vehicle is worth $5100. They informed me that my Jimmy is a write-off. I told them not to write it off as the vehicle is in good driveable condition with no mechanical damage - this has been confirmed by a licensed mechanic.

The damage is front end bumper, grille, grille surround, one headlamp, a dented driver's side fender, and a scuffed hood spoiler. All these parts are bolt-on and I can handle the work myself.

Has anyone here dealt with State Farm? Do you know what happens next? This is a first time for me and any advice would be appreciated.
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