I agree Blazr2 buy the gear it may save your life, I went down in August wearing a full face helmet and full leathers and hit the asphalt doing 50mph, I walked away with a bloody nose and (in hind sight) minor road rash on both arms. I could have chosen to go to the hospital when the ambulance showed up but didn't, as it was all I ended up needing was large band aids and three weeks of time and my skin healed up.
I don't even want to think about what would have happened if I had been wearing jeans and a t-shirt, I got back on and 78 miles later I was back home and parked it for three weeks until my arms healed up, had it not been for my gear I would probably still be in the hospital.