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Old 10-26-2014, 10:05 PM   #5
Okie_Vet
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Join Date: Oct 2014
Location: Edmond, Oklahoma
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Re: Should I keep car declared a Total Loss?

Gotta agree with the "let it go" call, I just did that with a 95 Escort GT. Engine had 220,000 on the block, about 500 miles on a recently refreshed head, new water pump, timing belt, master cylinder, booster, clutch master and slave, and new set of tires, interior was in good shape as was the body, new sound system in the car too. Car took front end damage and was declared a total loss. What appeared to be just the radiator support, driver's fender and a little bit of damage to the underlying structure forward of the shock tower apparently had also tweaked the cowl, door opening and subframe in a manner generally not noticeable to my untrained eye-adjuster had done auto repair work for about 30+ years. He said it was repairable, but that it would have to either go to a frame straightener or I could get some hydraulic rams and try to do it myself but advised against it - it would cost more to fix than the car would ever hope to be worth.

Not happy about it, but assessing the realistic time commitment and cost, even going through an extremely reasonably priced pull-a-part yard pretty much sealed it. Even considered buying it back from the insurance company and moving the parts to another car, but decided it wasn't worth the $650 buy back from them.

So, I know have a '98 ZX2 in need of a fender and some light paint/clearcoat work rather than trying to put the other one back together. Total cost of the '98 was just under 1k including the cost of buying it and dropping in a new radiator, alternator, serpentine belt, oil change, and brakes. Deals can be had, be patient and don't be shy about asking friends and family if they know anyone who might be selling what you're looking for.
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