Found this web series, pretty f'n funny. I've definitely experienced dealerships like Action Auto...

http://www.funnyordie.com/videos/56047d16f2/action-auto-the-trailer

I remember looking for my first (used) car, telling the Sales Manager at this garbage dealership that I didn't want to finance, and having him say, "Gotcha. Makes sense. Now, we DO have a plan where you can pay over time..."