Question about car payoff

Hi,
I am trying to trade my Pontiac Torrent for a more fuel efficient car. The problem is that (according to my payment booklet) I owe 13,000 on the car. I went to trade it in a few weeks ago, and I was told that my payoff is 15,690:banghead: . I don't see how this is right b/c this is not my first time trading in a vehicle like this and in the past, the payoff has been less than what's been on the payment booklet b/c I wouldn't be paying the interest for the 3 years that I owe on the car. So I'm just trying to find out if this local dealer that called the bank for me misinformed me. I will be calling the bank with myself, but I was just interested in seeing if someone knows a little more about this. So, my actual question is basically should the payoff be more than the remaining balance on my payment book?

Thanks,
Jamie

The dealer never called your Bank, only you can get that information, they ran a lien check that shows $ 15,690 - Simply phone your Bank and ask for a payout amount which will be less than what lien shows as you will not be paying Interest for the full term.

PS... I am surprised the salesperson never brough this fact to your attention, but hey that's why 10% of the pro - salespeople make as much as the other 90% combined.