Everybody with Clifford Alarms...

For anyone who has Clifford Alarms, what does the $3,000 guarantee cover? Their site just says insurance deductable. Since I'm only 17, full coverage would cost more in 2 years than my car is worth so thats pretty much out of the question. Back to the point, can I just claim my stuff w/o full coverage?
Or does anybody know if I can get insurance JUST on my stereo equipment? I have my policy thru Erie Insurance.

Thanks :bandit:

Clifford will cover your deductable up to $3000 if the vehicle is stolen and not recovered.