air bag light on

I have a 95 avalon xl that recent the air bag indicator came on. I also noticed the horn doesn't work. I found out over the weekend the cruise control doesn't work either. It has about 120K miles on it. At first I thought maybe a fuse but after looking in the manual I found that they all run off different fuses. Any ideas as to what the problem might be?

You might actually want to go ahead and check the individual fuses, sometimes they're linked. And I've seen multiple fuses blow at once, it's not impossible.

Bump... I also have this problem. Horn and cruise do not work. I am guessing theyre related since they are both on the steering wheel?